Credit Risk

Eighty two percent of the world's energy is still produced by fossil fuels. There is still a long way to wean humanity off carbon, but carbon trading is a step forward.

With a view to revamp the Credit Guarantee Scheme for Micro and Small Enterprises, Credit Guarantee Fund Trust for Micro & Small Enterprises (CGTMSE) issued guidelines regarding reduction of annual guarantee fee for loans upto Rs 1 crore from a peak rate of 2 per cent per annum to as low as 0.37 per cent per annum.

MUMBAI (Reuters) -The exposure of banks to the embattled Adani Group is 'insufficient in itself' to present a substantial risk to credit profiles of these lenders, Fitch Ratings said in a note.

YTMs of all debt fund categories, except credit risk and overnight, in a narrow range of 6.3-7.3%

Credit-risk rating based limits introduced for all new schemes; existing schemes to be grandfathered

Credit demand at decadal highs and liquidity remains significantly downsized, says research

Small can be more beautiful: Large-scale sachetisation of financial services may be just around the corner

The bank's share closed at Rs 179.05 a piece on BSE, down 4.7% from its previous close while the broader Sensex was down 1.46%

Limit your allocation to 5-10% of your fixed-income portfolio and stick to highly-rated borrowers

60% of such claims are from state-owned banks and other creditors, shows data on company's website

Earlier this week, the RBI directed the non-bank prepaid payment instrument (PPI) issuers to stop providing credit lines on such PPI cards and asked them to stop the practice immediately

Affirms Baa3 deposit ratings of both Indian private sector lenders; outlook on ratings for both banks, where applicable, remains stable

The book now pay later (BNPL) payment has been introduced on bookings for travel, flight or hotels, on MakeMyTrip as well as on the Goibibo app

Scores of Russian billionaires got sanctioned by the EU and the UK after the Kremlin started its war against Ukraine

After witnessing sharp outflows in 2020, credit risk funds are once again back on investor radar

Given their high-risk nature, take limited exposure in your satellite portfolio

The scheme has saved around 15 million jobs and stopped 14 per cent of outstanding MSME loans from turning into non-performing assets (NPAs)

Limit lending amount and diversify among borrowers

Holding instrument till maturity could help in tackling volatility

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