Page 2 - Credit Risk

Explained: Is credit risk aversion constraining economic growth?

Or is it a case of expecting the tail to wag the dog?

Credit risks rising for infrastructure projects in India, says S&P

Growing debt; weakening counter parties driving risks

Market risk is temporary, credit risk permanent, says Mirae's Jajoo

RBI announced a series of confidence boosting measures, including commitment to conduct adequate OMOs, introducing for the first time, OMOs of state development loans, and online LTROs

Weak credit card spends due to job loss snatch banks' low-hanging fruits

September's seven per cent year-on-year credit card outstanding is the poorest in recent years

Decoded: How Sebi's 'risk-o-meter' grading of MF schemes helps investors

Sebi has further improvised the risk-o-meter, which will have six levels, up from five. The labels now range from 'low' to 'very high risk'

India unlikely to see meaningful change in NOCs capital structure: Moody's

National oil companies face more credit risk due to energy transition than private ones, according to Moody's Investors Service

Covid-19 impact: Credit ratio at decadal low of 0.54% in H1, says CRISIL

The credit quality pressure on India Inc is likely to persist in H2FY21, with downgrades outnumbering upgrades, according to the rating agency

DPIIT working on credit guarantee, seed fund schemes for startups

This scheme would give banks a comfort to lend, he said adding that it was for credit not for venture capital

Check your credit report; raise a dispute on 'invalid' score reduction

If your credit score has declined, get your credit report and check for discrepancies, then decide whether to raise a dispute

Credit guarantee scheme for NBFC papers extended by three months

Greater flexibility now given for purchasing AA and below-rated papers

Chinese banks under pressure as bad loans grow in coronavirus: Regulator

Chinese lenders recorded rising soured debt and shrinking net interest margins, a gauge of banks' profitability, amid the economic impact from a prolonged pandemic

Sebi eases categorisation norms to allow debt MFs to add liquidity

Mutual funds had requested regulator to allow higher limits for G-secs, T-bills

Centre should charge for guarantee

Only PSUs can raise money cheaply today since it is assumed that the government won't let them default

Ind-AS increases provisioning pain for NBFCs amid Covid-19 pandemic

Covid-19 has led to lot of uncertainties including those pertaining to the income level of borrowers and hence, their loan repayment ability, savings habit, cash flow position of corporates

The logjam of risk aversion

Banks need sovereign support to lend to non-AAA borrowers in the wake of the Franklin crisis

MFs investing in fixed-income securities see Rs 28,000 crore outflow in Feb

A total of Rs 43,825 crore was taken out from liquid funds, which invest in cash assets such as treasury bills, certificates of deposit and commercial paper for shorter horizon.

Rating downgrades slip to 15-month low in Jan as incremental risks decline

Market participants say full recovery from credit risks can take more time

UP farm sector credit flow estimated at Rs 2.94 trillion in FY20-21

The estimates are 9.7% higher compared to Rs 2.68 trillion in FY20

Fintech start-up offering tools to reduce credit risk raises $3.2 million

Less than 15 per cent of the 50+ million small businesses in India have access to formal credit

RBI mandates banks to link fresh retail loans to external benchmark

Move to cover fresh retail, MSME loans from Oct 1; home, auto loans to get cheaper