Page 4 - Small Savings Schemes

Small savings schemes: Govt keeps interest rates unchanged for Apr-June qtr

PPF and NSC will continue to carry an annual interest rate of 8 per cent, while Kisan Vikas Patra (KVP) will give a yield of 7.7 per cent and mature in 112 months

Small savings schemes become attractive again: All you need to know

Finance ministry has raised interest rates on India Post schemes by 30-40 basis points

Hike in small savings rates may help govt reduce H2FY19 market borrowing

For the current financial year, the government had indicated its plans to borrow Rs 4.07 trillion from the market

Centre hikes PPF, NSC rates by 40 bps to catch up with tightening liquidity

Experts claim this reflects tightening; bank deposit rates may also go up

Interest rates unchanged for small savings schemes, including NSC, PPF

The move is expected to see banks lowering their deposit rates in line with the small savings rate offered by the government

Small savings schemes still attractive despite fixed deposit rate hike

State Bank of India has twice hiked interest rates on fixed deposits within a month, but an investor still gets better returns at Post Office

Only 20% of 20-somethings manage to save 10% of monthly income: Study

Many are servicing education or personal loans. It would make more sense to repay debt before investing aggressively

Govt cuts interest rates on small savings schemes like NSC, PPF by 20 bps

Move to prompt banks to lower deposit rates

Now, govt allows most banks to accept deposits under small savings schemes

Until now, most of the small savings schemes were sold through post offices

Small savings schemes still attractive despite cut in rates. Here's why

The government has reduced interest rates on small savings schemes by 10 basis points across the board for the July to September quarter. For those 10 per cent and 20 per cent tax bracket, small savings schemes remain attractive despite the downward revision. To beat inflation, investors in the highest tax bracket should look at debt mutual funds."If you consider inflation at 4.5-5 per cent, small savings scheme work out to be better when compared to bank fixed deposits. Company deposits with track record can offer 1-1.5 per cent higher rates but they are riskier," says Manoj Nagpal, CEO of Outlook Asia.The long-term interest rate on India Post beats most banks' fixed deposits (FDs). It offers 7.1 per cent returns for three-year and 7.6 per cent on five-year. For the same period, the interest rates on State Bank of India's FD is 6.25 per cent and for HDFC Bank is 6 per cent.If investors are willing to lock their money for a longer duration, there's also Government of India (GoI) 8 ...

Interest rate on PPF, Kisan Vikas Patra, Sukanya Samriddhi lowered by 0.1%

Interest on savings deposits has been retained at 4% annually

Interest rate on small savings schemes unchanged for January-March

Kisan Vikas Patra (KVP) investments will continue to yield 7.7 per cent and mature in 112 months

Small savings schemes are still attractive

For longer tenure products, they offer higher returns compared to other instruments. But for shorter tenures, things are getting tighter for investors

Interest rates on small savings schemes cut marginally

PPF will fetch an interest rate of eight per cent in the third quarter of the current FY, against 8.1 per cent in the previous quarter

Small saving scheme investors can look at NCDs, NPS Tier II

The government may not significantly cut rates on small savings schemes but there are other options one can look at

Lock in your investments in small savings schemes

The next revision will make the rates similar to those of bank FDs