Page 2 - Seat Belts
Insurance claims independent of human errors, say industry players
The death of former Tata group chairman Cyrus Mistry in a road accident has ignited a debate over the eligibility of insurance claims in accident cases but industry players say the very purpose of buying insurance is to hedge against risk, whether due to human error or otherwise. Human error or violation of rules is unlikely to vitiate an insurance policy and accidental death claims will continue to be honoured albeit in exceptional cases the compensation amount may be lowered. Insurance documents per se do not list out acts, such as not wearing a seat belt, that could impact payment of compensation in case of death of occupants other than the driver, they said. However, most policies mention "any accidental loss or damage suffered whilst the insured or any person driving the vehicle with the knowledge and consent of the insured is under the influence of intoxicating liquor or drugs", the compensation amount may be limited and would vary from car make and the kind of policy taken.
 "Insurance claims independent of human errors, say industry players")
Mandatory wearing of seat belt in rear seat could have saved Cyrus Mistry
The Mercedes-Benz GLC 220d 4MATIC, the SUV former Tata Sons chairman Cyrus Mistry was riding in on Sunday, comes with various safety features to protect passengers, including rear seat belts which apparently were not being used by the occupants of the ill-fated car. Mistry (54) and his friend Jahangir Pandole were killed in an accident in the Palghar district of Maharashtra on Sunday. Anahita Pandole (55), who was driving the 2017 version of the SUV, and her husband Darius Pandole (60), were seriously injured. The 2017 GLC 220d 4MATIC comes with seven airbags overall. There are no front-facing airbags for rear passengers in the car and just curtain airbags on the sides. And just like any other car, airbags are 'SRS' or Supplementary Restraint System. The primary restraint system on cars remains the seat belt. Therefore, usage of seat belts is crucial for safety of rear passengers, whether they are travelling in entry-level models or high-end luxury cars like the one Mistry was usi
 "Mandatory wearing of seat belt in rear seat could have saved Cyrus Mistry")
Is wearing a seat belt mandatory while travelling in the rear seat?
Under Rule 138 (3) of the Central Motor Vehicle Rules, a person "seated in the front seat or the persons occupying front facing rear seats" is required to wear seat belts
 "Is wearing a seat belt mandatory while travelling in the rear seat?")
GM recalls 484k big SUVs to prevent third-row seat belts malfunction
The automaker says in documents posted by US safety regulators that rivets that hold the buckle to the mounting bracket on the left- and right side third-row seats may have been formed improperly.
 "GM recalls 484k big SUVs to prevent third-row seat belts malfunction")
Govt makes 3-point seat belts mandatory for front-facing passengers in car
The government has made it mandatory for automakers to provide three-point seat belts for all front-facing passengers in a car.
 "Govt makes 3-point seat belts mandatory for front-facing passengers in car")
Seat belts most critical in reducing road fatalities
The car industry is investing in new equipment such as airbags and anti-lock braking systems
 "Seat belts most critical in reducing road fatalities")
