Page 4 - Retail Loans

NBFCs continue to hold major share in retail loans despite liquidity crisis

In FY19, NBFCs had a 30% share in outstanding retail loans, while public sector lenders had a 39% share and private banks had 26%

Retail loan growth slows in Q4CY18: CIBIL

While the pace of growth of retail loans has slowed, the demand for credit products has accelerated due to factors like rising consumerism and the impact of demonetisation.

Banks continue to rely on retail loans to boost their credit book: RBI data

What the data indicates is that banks are slowly restoring their confidence on the industry sector

Relying on unsecured products to drive profitability is risky: Analysts

While retail NPAs aren't a threat just yet, analysts advise investors to be cautious on this segment

Benchmark rate for bank loans still a chimera

Banks are not happy with RBI's micromanagement, but it's essential when even a free market doesn't ensure competition

External benchmarks for loans may lead to face-off between banks, NBFCs

Banks are to link retail loans to external benchmarks; finance companies may be next

Retail loans soar 17.7% in 2016, NPAs also move up: Report

Official data pointed to a 64 year low in overall credit growth at paltry 5.1% for FY17

No retail loan bubble in the making, says SBI chief

Last week, Reserve Bank of India Governor Raghuram Rajan had warned banks against chasing retail consumers for hawking loans