Page 7 - Personal Finance

Investors who have a long horizon should wait for crypto prices to recover

Those who don't anything to do with this highly volatile asset class may also throw in the towel

Maximising returns can harm financial health

Investments should carry a statutory warning: "Any attempt to maximise returns can be injurious to financial health"

Diversify and keep costs low: Avinash Luthria's 2 key mantras for investors

Raise your equity allocation to beat retirement blues, say experts

Keep in mind risk appetite and investment horizon permit

Invest in quality amid tenuous recovery in residential realty: Experts

Alternatively, if you can, enter the market at a discount price

After market's fall from peak, it's time to review your portfolio: Experts

With interest rates on home loans on the upswing, plan for prepayments

Curb downside risk amid market correction with dividend yield funds

But limit exposure as they can lag behind growth-oriented peers

Use Section 89 (1) to reduce tax burden arising from arrears: Experts

To avail of this relief, you must file Form 10E before submitting income-tax return

Remitting money? Use lock-in facility to get best forex rate, say experts

Take into account transaction fee, conversion fee, and exchange-rate mark-up when comparing players' costs

Manage cash flow mismatches with loan against securities: Experts

If you pledge market-linked instruments and their value plummets, you will have to provide additional collateral

Insurance firm Howden to raise stake in Indian arm to 100%%; gets Irdai nod

Global insurance broker Howden said it has received insurance regulator Irdai's approval to raise its stake from 49% to 100% in its Indian arm

Have three-year horizon? Hold on to a corporate bond fund, say experts

Consider investing in target maturity funds and corporate FDs

Life insurance: Homemakers must have a term cover of least Rs 20-50 lakh

Homemakers Insurance: Declaring any form of income, like rent, that the homemaker earns can help her get a higher sum assured

Stick to shorter-term FDs to gain from rising-rate scenario: Experts

Avoid auto-renewal facility so you can select best tenure and slab rate

Chhattisgarh becomes first state to restore old pension scheme: Report

The government issued a notification saying that the old pension scheme will be effective from April 1, 2022

Have a high risk appetite? Just hold on to IT funds, say analysts

Investors with low to moderate tolerance must stand by diversified funds

Failed to link PAN to policy? Apply for LIC IPO under retail/staff quota

Compared to Rs 60 discount under policyholder quota, you will get Rs 45 discount under these

Minimum guaranteed-return pension products may have varied capital needs

Those having higher assets under management (AUM) may have greater requirements of minimum paid-up capital: Sources

Stick to passive funds in your core portfolio, say analysts

Investors who wish to chase alpha may use active funds and factor-based funds in the satellite portfolio

How investing in 54EC bonds can help you save tax on long-term gains

REC (formerly Rural Electrification Corporation) launched a new series (XVI) of 54EC Capital Gains Tax Exemption bonds on April 1