Page 11 - Indian Banking System

BS Banking Annual 2019: 'Conventional, digital banking will co-exist'

'The divide between rural and urban is slowly reducing and it's largely owing to the way telecom has improved across the country'

BS Banking Annual 2019: Indian banks safe, say SBI, HDFC Bank chiefs

HDFC Bank MD Aditya Puri and SBI Chairman Rajnish Kumar discuss the present and the future of the industry in a fireside chat

Bandhan Bank's C S Ghosh is Business Standard Banker of the Year 2019

Chandra Shekhar Ghosh has turned a small microfinance NGO into a formidable private bank

Flush with liquidity, RBI is quietly buying bonds from the open market

Till November 22, the central bank bought Rs 4,300 crore of bonds

Only up to Rs 1 lakh of depositor money insured in banks: RBI subsidiary

The corporation covers all commercial banks, including branches of foreign banks functioning in India, local area banks and regional rural banks

Banks need Rs 50,000 cr additional capital to support loan growth: Fitch

Fitch said the rating outlook for most Indian banks mirrors the stable outlook on India's sovereign rating

Major wilful defaulters revealed: RBI finally discloses details under RTI

For over ten years, the RBI has denied RTI applicants this information arguing that it would be against the economic interests of the country

Best of BS Opinion: India & India Inc's search of growth amid fiscal woes

From Kulbhushan Jadhav's reprieve to bank nationalisation, here are the best of Business Standard Opinions for the day

The Indian banking journey: Logic & cure

In part 1 of a series, the author traces the compulsions behind bank nationalisation and the effects of liberalisation on the banking sector

Traditional banks at risk of losing customers to Bigtech, challenger banks

More than 60 per cent of customers say they already use these products from BigTechs or "challenger banks" or are likely to do so in the next three years

A year since signing, inter-creditor pacts yet to take off, concede bankers

It's one of the worst kept secrets in banking, and not many chief executive officers (CEOs) of banks want to go public on it

There is no stress in retail loan book, still cautious: Axis Bank CEO

Axis Bank reported good numbers in the second quarter of FY20 even though the bank had a net loss of Rs 112 crore in the period

How the RBI can get its act together

In the concluding part of the series, the author draws attention to the central bank's problems that need urgent fixing

Letter to BS: Banks should publish newsletters about financial performance

The Reserve Bank of India (RBI) as the central bank should tighten banking regulations for the staff and any deviation should be reported to the regulatory committee at the earlies

Shadow banking crisis claims another victim; fin stocks a drag on Sensex

Financials have seen sharp erosion in their share prices in wake of the yearlong crisis in India's credit markets

How opportunistic behaviour can worsen India's $200 bn-plus bad loan crisis

A capital-constrained economy like India can't afford a jungle raj in finance

Banking system is safe: RBI tells depositors again as PMC crisis deepens

The RBI statement came on a day when the Nifty Bank index tanked by 1.30 per cent in intra-day trade amid a barrage of negative news from the sector

How Amazon, Flipkart and Mukesh Ambani can help save India's banks

Amazon Flipkart claimed record sales during the recently concluded six-day online shopping bonanza

Monetary policy review: PMC fallout adds to RBI's woes ahead of rate cut

The latest trouble in the banking system may further hurt lending in an industry still grappling with the fallout from the collapse of a major shadow lender last year

With Sensex down over 3% since Sep 23, banking crisis may prevent bull run

That has erased almost half of the surge sparked by the Sept 20 announcement of a landmark corporate tax cut