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Page 3 - Home Loans

Why purchasing a house early in your career can limit your options

Changing city to pursue better career options, or taking a sabbatical for higher studies becomes difficult

Why purchasing a house early in your career can limit your options
Updated On : 06 May 2022 | 11:08 PM IST

TMS Ep166: VPN regulations, home loans, markets, neobank

Do India's new VPN rules threaten user privacy? How will RBI's repo rate hike impact your home loan? Should you rejig portfolio in a rising interest rate regime? What is a neobank? All answers here

TMS Ep166: VPN regulations, home loans, markets, neobank
Updated On : 06 May 2022 | 8:00 AM IST

How will the RBI's repo rate hike impact your home loan?

The RBI hikes repo rate from 4 to 4.4 per cent on Wednesday. Home loans from banks are linked to the repo rate. So, what will be the impact on existing and new borrowers? And, how should they respond?

How will the RBI's repo rate hike impact your home loan?
Updated On : 06 May 2022 | 7:00 AM IST

Affordable housing finance cos loan book to grow 17-20% in FY23: Study

Affordable housing finance companies' (AHFCs) loan book is likely to expand by 17-20% in FY23, supported by the government's higher focus on housing and a favourable tax regime, says a report.

Affordable housing finance cos loan book to grow 17-20% in FY23: Study
Updated On : 03 May 2022 | 6:44 PM IST

Will a rise in input cost and interest rates hit real estate recovery?

Soaring input costs have been chipping away the profit margin of the real estate sector. Now with the rise in interest rate, homes will get costlier. Will these put brakes on the sector's recovery?

Will a rise in input cost and interest rates hit real estate recovery?
Updated On : 03 May 2022 | 7:00 AM IST

HDFC hikes home loan rates for existing customers by 5 bps effective May 1

This comes after many large banks, including SBI increased their marginal cost of funds-based lending rate by 5-10 bps

HDFC hikes home loan rates for existing customers by 5 bps effective May 1
Updated On : 01 May 2022 | 11:47 PM IST

Low interest rate on home loans to boost housing sales, say realtors

Harsh Patodia, president of realtors' body CREDAI, said the RBI's decision of keeping the repo rate unchanged at the historic low of 4% will bring economic development and growth in the country

Low interest rate on home loans to boost housing sales, say realtors
Updated On : 08 Apr 2022 | 9:18 PM IST

HDFC approves retail home loans to the tune of Rs 2 trillion in FY22

The demand for housing loans is being driven by first time homeowners as well as by those who are looking to move up the property ladder.

HDFC approves retail home loans to the tune of Rs 2 trillion in FY22
Updated On : 23 Mar 2022 | 11:03 PM IST

Piramal Capital ties up with IMGC to offer home loans of Rs 5 lakh-75 lakh

Piramal Capital & Housing Finance Ltd (PCHFL) has partnered with India Mortgage Guarantee Corporation to offer home loans ranging from Rs 5-75 lakh to salaried and non-salaried customers. Under this arrangement, India Mortgage Guarantee Corporation (IMGC) will provide guarantee on a part of the loan so that it is secured in case of a default. The housing finance company aims to generate 10-12 per cent of its business from this partnership by the end of FY23, PCHFL said in a statement on Wednesday. The product 'Gruh Setu Home Loan' aims to cater to the aspirational needs of salaried and self-employed customers across geographies. It is designed to extend loans to individuals who receive salary by bank or cash, pensioners, employees of proprietorships and partnership firms. It will also cater to self-employed professionals like doctors or architects, small business owners, proprietors and partners of partnership firms. PCHFL, the wholly-owned subsidiary of Piramal Enterprises, said

Piramal Capital ties up with IMGC to offer home loans of Rs 5 lakh-75 lakh
Updated On : 17 Mar 2022 | 5:04 PM IST

Chinese city cuts home down-payment ratio in bid to boost demand

Regulatory curbs on borrowing have driven China's property sector -- a major economic growth driver -- into a sharp downturn, squeezing the cash-flow of many developers and chilling buyer sentiment

Chinese city cuts home down-payment ratio in bid to boost demand
Updated On : 18 Feb 2022 | 11:44 AM IST

RBI monetary policy review: Lenders split on home loan rate cut

The Reserve Bank of India's (RBI) signal that the repo rate is not going to increase any time soon has left home loan players divided on pricing, going ahead

RBI monetary policy review: Lenders split on home loan rate cut
Updated On : 11 Feb 2022 | 4:50 PM IST

TMS Ep79: Real estate, WazirX GST probe, FMCG stocks, home loan rates

Will omicron impact the real estate sector? What are the lessons from the GST probe against WazirX? Stock-price correction awaits FMCG? What to consider while taking a home loan? All answers here

TMS Ep79: Real estate, WazirX GST probe, FMCG stocks, home loan rates
Updated On : 05 Jan 2022 | 8:00 AM IST

Home loans assigned by HDFC to HDFC Bank in Q3 up marginally at Rs 7,468 cr

The mortgage lender keeps liquidity buffers worth Rs 55,000 cr

Home loans assigned by HDFC to HDFC Bank in Q3 up marginally at Rs 7,468 cr
Updated On : 04 Jan 2022 | 1:04 AM IST

Credit growth of banks recovers; festivals help demand: Ratings agency

Bank credit grew by 180 basis points from the year-ago level of 5.1 per cent in the fortnight ended October 23, 2020: CARE.

Credit growth of banks recovers; festivals help demand: Ratings agency
Updated On : 24 Nov 2021 | 12:41 PM IST

Home loans grew 76% to Rs 79,043 crore in March quarter, shows data

Property loans also showed 21.9 per cent expansion at Rs 23,418 cr against Rs 19,207 cr in Q4FY20

Home loans grew 76% to Rs 79,043 crore in March quarter, shows data
Updated On : 03 Nov 2021 | 1:50 PM IST

TMS, Ep 34: Implication of net-zero goal, Prakash Mallya Q&A, and Fed taper

What will be the economic impact of India's emission-reduction commitments at COP26? What role will Intel play in India's 5G and EV goals? Will the US Fed announce a taper today? All answers here

TMS, Ep 34: Implication of net-zero goal, Prakash Mallya Q&A, and Fed taper
Updated On : 03 Nov 2021 | 9:25 AM IST

Points to remember before buying a house this festive season

Experts say this is a good time to buy a house for self-use. In this Podcast, we talked about things which will help you make the right purchase decision

Points to remember before buying a house this festive season
Updated On : 22 Oct 2021 | 7:38 PM IST

Industry's share in bank loans at record low of 26%, shows data

Personal loans, including housing, now at 26.7% of bank credit, highest ever

Industry's share in bank loans at record low of 26%, shows data
Updated On : 20 Oct 2021 | 9:52 AM IST

Scrutinise the deals and discounts while buying a house this festive season

Be guided by more crucial considerations such as the budget, the location, and the projects that are right for you

Scrutinise the deals and discounts while buying a house this festive season
Updated On : 17 Oct 2021 | 10:04 PM IST

Bank of Maharashtra launches digital lending platform for home, car loans

State-owned Bank of Maharashtra on Friday said it has launched a digital lending platform for its home and car loan customers.

Bank of Maharashtra launches digital lending platform for home, car loans
Updated On : 08 Oct 2021 | 8:44 PM IST