If you are paying a personal/home loan or doing SIPs, shift ECS mandate to another bank. It just might make sense to have one account with a nationalised bank
Limit the sum total of all your EMIs to 50 per cent of take-home salary
The govt might look for quick fixes under pressure to revive the economy, but sustainable economic growth will continue to be elusive without structural changes, writes T N Ninan
Negotiate with the bank for better terms, or seek a moratorium
Luxury cars, exquisite fragrances, the trend is feeding into various product categories and over the past few years, the trend has been further accentuated by the growing influence of e-commerce
Nearly 20% of gross merchandise value is being financed by various credit card companies, banks and e-wallets