Page 3 - Credit Market

Covid-19: SBI opens emergency credit line for borrowers till June 30

The loan will be offered at an interest rate of 7.25% with a tenure of 12 months.

Rating downgrades slip to 15-month low in Jan as incremental risks decline

Market participants say full recovery from credit risks can take more time

A record Rs 5.9 trillion bond bill is looming over Indian companies

While there are tentative signs of recovery in certain areas of the shadow bank sector, a funding squeeze has kept borrowing costs high

SBI chief nudges industry to borrow and invest, says no dearth of fund

He also said that the State Bank of India (SBI) is underutilising its loan sanction limits as there is not enough credit demand from the industry

India's credit crunch: Demand or supply?

Evidence of heightened risk aversion suggests a supply-shock has choked credit offtake

Credit crisis is easing in India, but only for safest corporate borrowers

The cash squeeze in the nation's shadow banking industry, which lends to everyone from street vendors to property tycoons, shows few signs of abating

Moody's sees India Inc struggling for credit in 2020 as slowdown weighs

Sluggish economic growth, slowing earnings are major concerns

RBI may incentivise banks to lend more in credit-starved regions: M K Jain

For small and marginal farmers, institutional credit at reasonable costs can act as a catalyst and convert them into vibrant commercial farmers, Jain added

Slowdown blues: As costs spiral, two-wheeler buyers take the credit route

Amid a poor demand pull and a sales push, the percentage of those who have chosen to get the two-wheeler purchase financed has seen a sharp quarter-on-quarter increase in the September quarter

Consumer credit market slowdown drags in Q2CY19; NBFCs under stress

Robust balance and originations growth in the unsecured lending categories of credit cards and personal loans continued in Q2 2019

Realty debt could be next flash point in India's credit market: ICICI Pru

Indian shadow banks now face rising risks that weaker developers may struggle to repay those borrowings, as housing sales have failed to keep pace with debt expansion

Selling data will soon go out, future's in online marketplaces: ClearScore

In a Q&A, the UK-based fintech firm's CEO and co-founder, and its country manager explain how it is using credit data to play matchmaker between the consumer and the seller of financial products