Page 6 - Credit Cards

Your guide to use multiple credit cards to fulfil your lifestyle needs

Do not apply for many credit cards within a short span of time as this can adversely impact your credit score

Take a low-cost loan to pay off credit card dues

If banks won't lend, seek a loan from fintech lenders or P2P platforms to help you get out of a debt trap

5 Things you need to know about a Line of Credit

Here are few essential things to know about how to get a Line of Credit

Credit card balance transfers to personal loans are easy today

Lower interest rates, longer repayment tenure are advantages, provided you service the EMI regularly

Beware! Cashback on cards for business expenses could be taxed

While there is no specific provision to exempt cashback from taxes, one can argue that for personal expenses it is only a discount