The Banking Show
Why have floating rate bonds become a headache for the govt?
The RBI's efforts to tame inflation by raising benchmark rates have had some side effects too. How has it made floating rate bonds a costly affair for the govt? Bhaskar Dutta explains
 "Why have floating rate bonds become a headache for the govt?")
What is the positive pay system?
How does the positive pay system make your cheque payment safer? In our Banking for You segment, our experts explain
 "What is the positive pay system?")
What is greenwashing?
Amid steep targets for climate change actions between 2015 and 2030, India may need policy action to establish a framework to promote the green finance ecosystem
 "What is greenwashing?")
Why it’s a good time for saving in bank deposits
With persistently high inflation compelling the Reserve Bank of India to sharply raise interest rates since May 2022, the investment landscape has become a lot more attractive for savers
 "Why it’s a good time for saving in bank deposits")
Taxing high-value life insurance: What are the implications?
In her Budget speech, the FM announced a tax on high-value life insurance purchases. What does it mean for the life insurance companies? We answer in our 'Banking for You' segment
 "Taxing high-value life insurance: What are the implications?")
How will the G20 boost help UPI?
The RBI has decided to allow inbound travellers from G20 countries to use the UPI service while in India. How will it help UPI? In the Banking for You section, our experts explain
 "How will the G20 boost help UPI?")
Establishing NFIS: A creditworthy move for dispensing credit
In her Budget speech, the FM announced the govt will set up the NFIS. What is it and how will it affect how credit is disbursed in India? Our experts explain
 "Establishing NFIS: A creditworthy move for dispensing credit")
How will a five-day workweek affect banking, and would it save costs?
In our 'banking for you' section, experts explain how a five-day workweek will impact the banking sector
 "How will a five-day workweek affect banking, and would it save costs?")
What is a credit score and how does it help lenders and customers?
In our 'banking for you' section, experts explain what credit score is and how it makes life easier for lenders and customers seeking loans
 "What is a credit score and how does it help lenders and customers?")
What are Domestic Systemically Important Banks?
What are D-SIBs, and what special requirements do they need to fulfil? Our experts explain
 "What are Domestic Systemically Important Banks?")
What is NaBFID and why did India need it?
Why did India need another development financing institution in NaBFID and why couldn't banks fulfil this requirement? Our experts explain
 "What is NaBFID and why did India need it?")
What are banking frauds, and how do they impact the system?
The latest report on Trends and Progress of Banking in India by the Reserve Bank showed that bank frauds are on the rise. Our experts explain what bank frauds are and how they affect the system
 "What are banking frauds, and how do they impact the system?")
What is indemnity health insurance plan and how does it help the consumers?
Despite the govt’s best efforts, health insurance has not reached all and out of pocket expenses are rising. Our experts explain indemnity health insurance plan and how it helps defray costs
 "What is indemnity health insurance plan and how does it help the consumers?")
What is single block multiple debit functionality in UPI transactions?
RBI provided more fillip to digital transactions by allowing single block multiple debit functionality in UPI transactions. Experts explain this functionality, and how will it help e-commerce
 "What is single block multiple debit functionality in UPI transactions?")
How does the digital rupee work for customers?
Soon the digital rupee pilot will move from four to eight banks and across 13 cities. As banks try to onboard more users, our experts explain how it works and how one can operationalise the wallet
 "How does the digital rupee work for customers?")
Why GSTN on the account aggregator network is good news for MSMEs?
RBI has included the Goods and Services Tax Network as an account aggregator. Our experts explain how it helps
 "Why GSTN on the account aggregator network is good news for MSMEs?")
How UPI AutoPay makes recurring payments a breeze
With the likes of Google Play coming on board with features like AutoPay, UPI transactions are further expected to accelerate. Our experts explain what is UPI AutoPay
 "How UPI AutoPay makes recurring payments a breeze")
How does UPI work on feature phones?
The govt is making efforts to further ramp up the usage of UPI and take the ecosystem beyond smartphones. In our banking for you section, experts explain how UPI works on feature phones
 "How does UPI work on feature phones?")
What is the RBI's supervisory technology initiative 'Daksh'?
Our experts decode how the RBI's supervisory technology initiative 'Daksh' aims to improve compliance culture while fostering innovation
 "What is the RBI's supervisory technology initiative 'Daksh'?")
Bima Sugam: Can it prove to be the UPI moment for the insurance industry?
IRDAI wants all insurers to offer their products and services on a one-stop portal for all insurance needs called Bima Sugam. Our experts explain what this shopping mall for insurance would entail
 "Bima Sugam: Can it prove to be the UPI moment for the insurance industry?")
