Real estate or stock market: Make investment decision based on conviction

Stick to asset class you are confident about and are certain that you stay with them for the long term

Amit earned a reasonable return on his mutual fund investment made 15 years back. Roshan invested Rs 50 lakh in a residential property 15 years ago and the value grew to Rs 2 crore. He was proud of this investment decision.

Roshan joins Twitter where he is told that 4X over 15 years is a return of just 9.7per cent per annum. “If he had invested this in the stock markets, his investment would have grown to around Rs 4 crore,” he was told. Roshan wonders if he made the wrong choice.

No, he did not make a wrong choice.