Road safety project: Govt piloting Cibil-like rating for licenced drivers

Ratings to be offered to insurers and OEMs to enable them to customise premiums based on driving behaviour, incentives on new vehicle purchases

The government is piloting a programme to offer Cibil-like ratings for drivers, based on how safely they negotiate their vehicles.

The plan is to offer the ratings of drivers to insurers, which can then customise their premiums-–a higher score meaning a lower premium, for instance, and vice-versa. It is also looking at offering ratings to original equipment manufacturers (OEMs), which can use the scores to offer special incentives to licensed drivers when they come to buy other vehicles in the future.

The licensed drivers under the programme would be those who ride or drive two-, three- and four-wheelers including passenger