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A section of the USD 1.7 trillion spending bill passed Friday has been billed as a dramatic step toward shoring up retirement accounts of millions of US workers. But the real windfall may go to a far more secure group: the financial services industry. The retirement savings measure labeled Secure 2.0 would reset how people enroll in retirement plans from requiring them to opt into plans, to requiring them to opt out. The provision is designed to ensure greater participation. It also allows workers to use their student loan payments as a substitute for their contributions to their retirement plans meaning they can get matching retirement contributions from their employers by paying off that debt increases the age for required distributions from plans, and expands a tax-deductible saver's credit. But as with so many far-reaching spending bills that get little public consideration, provisions of the legislation also benefit corporate interests with a strong financial interest in the