Retail Loans

In the September quarter, the company's retail book for the first time crossed Rs 50,000-crore milestone

IndusInd sees 19% credit growth in Q3; deposit growth outpaces loans for HDFC Bank, YES Bank

Retail loans, long considered a panacea for the banking system, may become a systemic risk, the Reserve Bank said on Tuesday. The central bank, however, was quick to add that it is well-equipped with its policy toolkit to handle any systemic risk that may arise. "Empirical evidence suggests that a build-up of concentration in retail loans may become a source of systemic risk," the RBI said in its trends and progress in banking report for FY22. It can be noted that in the recent past, banks which faced huge loan reverses on the large exposure front had switched focus towards the retail assets building front to avoid any major reverses in asset quality as done after the asset quality review. According to experts, the granularity of loans, coupled with the clearer sight of end use and better diligence and monitoring, given the progress on the credit information companies front, made retail a safer bet for banks all this while. The report said in recent years, Indian banks appear to

Analysts positive on stock, expect it to trade in the Rs 2,750-Rs 3,000 range

Its net interest income (NII) expanded by 29 per cent YoY to Rs 649 crore in the reporting quarter.

Retail loans grew by around 21.5 per cent YoY in Q1 and approximately 5 per cent on a sequential basis, HDFC Bank said

RBI data showed that credit to industry grew 8.7 per cent in May

There are some risks and we need to be watchful, say bank chiefs

The growth outlook is very conducive as the economy comes out of a turbulent period due to the pandemic.

The threat of real or make-believe police complaints and legal notices against borrowers has been used for recovery

In fact, you should monitor your credit score regularly because if it is low, it will take time to improve it

They are largely digital non-banking financial companies with credit lines from banks

Close to 50 per cent of retail and MSME loans offered by banks will shift to digital lending platforms over next two to three years, Rajkiran Rai G said on Thursday.

What stands out this time around is that positive growth happened despite a more debilitating impact of the second wave of the Covid-19 pandemic

The current level of NPAs masks the actual pain due to restructuring done under regulatory packages, both in 2020 and this year

Uncertainty is declining as businesses seek to bolster growth after Covid-19, says the bank's country head for retail assets.

The incidence of bad loans was lower for private banks with GNPAs at 3.32 per cent in June, up from 2.01 per cent year ago, according to CARE Ratings

It is up 15% since the start of CY21 against 19% in Nifty50; this despite banks' record Q1 profit

V Vaidyanathan talks about the bank's growth plans, its retail-focused approach when it comes to growing its loan book, and its corporate strategy

Loans to agriculture and allied activities showed an accelerated growth of 11.4 per cent in June 2021 as compared to 2.4 per cent in June 2020