Personal Finance

Their risk-return profiles can vary widely. Equity-focused schemes may perform better in a bull market, while debt-oriented ones may offer greater stability during volatile periods

The yellow metal may struggle if interest-rate cuts in the US are not significant, and the US economy remains stronger than expected

Beware of its volatile nature and don't invest more than 5% of your investment portfolio in it

India stands out as a leader in the global pool of educated immigrants, contributing around 2 million degree-holders

For individuals lacking Canadian work experience or qualifications in Canadian trades, the Federal Skilled Worker (FSW) programme presents itself as a feasible route

With the spreads on home loans coming down, those who have a good credit score should consider refinancing

If your income exceeds 15G/15H limit but you qualify for tax deduction at a lower rate, use Form 13

Nearly half of Indian consumers said rising prices remain the biggest issue when shopping in-store

Debt MFs investing in quality papers and having average maturity of three-five years are good bets

Capitalise on the geographical diversification and currency hedge they offer

Pan-Aadhaar link last date: Centre has fixed the last date to link the two cards as March 31

Experts feel debt MFs will be more relevant in a falling interest scenario and work well for those who aren't sure about their investment horizon

PAN and Aadhaar card link last date: The Income Tax Department has fixed the last date to link the two cards as March 31, 2023, but the users will have to pay a penalty of Rs 1,000

From linking PAN card and Aadhaar Card to submission of updated income tax return (ITR), failure to meet these deadlines may lead to financial losses

According to the findings of the study, a majority of people want to invest in annuity products as part of their retirement planning

While it will safeguard you from the possibility of exhausting your sum insured, understand the nitty gritty before buying

Many deductions available to resident Indians are not available to NRIs

The Bee, the Beetle and the Money Bug is a welcome addition to the rather sparse list of books that attempt to equip readers with the fundamentals of financial planning

A good financial plan must identify the reasons why a person may run out of money in his lifetime and find a workable solution to it

A standard policy is simpler and makes premium comparison across insurers easier