Financial Planning

With the spreads on home loans coming down, those who have a good credit score should consider refinancing

Clients often fall back into old habits and require motivation to stay on track. Financial planning professionals also provide support during in inevitable setbacks

If your income exceeds 15G/15H limit but you qualify for tax deduction at a lower rate, use Form 13

Consider both income level and deductions you can avail of when choosing between old and new tax regime

Financial entities have to be far more agile while assessing risks. The use of emerging technologies can help them anticipate a wider range of risks in a shorter time

The Bajaj Allianz Life India's Life Goals Preparedness Survey 2023 identifies the life Goals and aspirations of Indians

A good financial plan must identify the reasons why a person may run out of money in his lifetime and find a workable solution to it

While Sukanya Samriddhi Yojana offers a higher interest rate, PPF can be continued for a longer tenure and offers greater flexibility after 15 years

Preventive check-up is one available to save tax based on medical-related issues

Stick to asset class you are confident about and are certain that you stay with them for the long term

Curtail discretionary expenses and avoid fresh loans amid the current uncertainty

Equity investors should go for the strategy before March 31 and reduce their liability on capital gains

Age, returns and security are some factors you must consider before your purchase a plan

Instead of taking an agent's word, do your own research on policy benefits and obligations

Hike health insurance coverage as well to keep pace with medical inflation

Ensure that such investments are in sync with your asset allocation and are not done hastily

Polices cover you against medical emergencies, flight cancellations or lost baggage

Replace high-cost credit card debt with lower-cost loan against an asset

Saving and investing more aggressively, extending work life are other strategies you may adopt

Former finance commission chairman calls for having a fiscal council to debate policy issues