Credit Demand

Reliance on short-term funding increases as bank borrowings average Rs 4.2 trn

Economists at India Ratings blamed the recent surge in interest rates

The Reserve Bank of India has raised rates aggressively this year to tame inflation. While banks have swiftly transmitted the hikes to their lending rates, deposit rates have been laggards for most

Indian businesses are hungry for credit, despite rising interest rates, as they borrow to cover higher operational costs and for more investments

The data released by the Reserve Bank of India (RBI) showed a fall in export credit even though the bank credit saw a robust growth of 18 per cent

Why is demand for private credit on the rise?

The festival month saw 18.3% growth in non-food credit offtake. Retail loans -- driven by robust housing and vehicle loans demand -- saw a 20% jump. What explains this surge in personal loans?

The UP government has said unless the credit flow is equitable across the different regions, the goal of a $1-trillion economy would remain elusive

Credit demand at decadal highs and liquidity remains significantly downsized, says research

Indian inflation is running at 7.4 per cent, while the 364-day T Bill yield in late September auctions was 6.65 per cent

Loan, deposit growth gap at 10-year high

A recovering economy may lead to higher credit demand from corporates, despite rising rates and there are signs that retail consumption is picking up

The finance minister said Indian banks have to plan for the Amrit Kaal. And for that, they have to become digitally savvy, especially the public sector ones

The State Bank of India is planning to revamp its current and savings accounts, salary accounts, and transaction banking businesses

The drop in banking system liquidity and the concurrent rise in demand for credit may result into tightening of credit in the financial system, a report said on Wednesday

Loan growth in India is at a 3-year high and seen inching up further as economic activity gains traction but a much slower growth in deposits could send banks scurrying for funds

RBI data showed that credit to industry grew 8.7 per cent in May

Credit growth has turned buoyant in the third quarter of this fiscal by a wide margin at Rs 3.5 trillion as against a steep Rs 2.2 trillion decline in deposits

High credit growth was helped by government's lending scheme and it masks asset quality pain: Agency

Here are the best of Business Standard's opinion pieces for Tuesday

Relief package is well-intentioned but won't move the needle much