Borrow EMIs

The deposit and lending rates are directly proportional to the repo rate, and they generally go up if the benchmark rate is hiked

There are enough filters in the Covid-19 loan restructuring scheme to prevent misuse, but is it a tool to delay the growth in banks' bad loans? We will know after two years

But you need to stay for the entire period of the loan to get this benefit

Self-employed borrowers' EMIs should not exceed 35 per cent of their net income and they should also create a contingency fund to deal with income volatility