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Not only are lenders nowadays using credit scores to decide whether to lend, they are also doing differential pricing of their loans based on borrowers’ credit scores. To learn about how credit scores are calculated, how your behaviour impacts your score, and how you can improve it, watch Sanjay Kumar Singh of Business Standard interview Subhrangshu Chattopadhyay, Director of Business Development at CRIF High Mark, one of the country’s four credit bureaus.