Raghu Mohan

Extant Sebi rules require disclosure of pledge of promoters' equity, but there's nothing that requires disclosure of the effective leverage

A shakeout among fintech firms is very likely, as the stress on governance and compliance is set to go up many notches

Will the interchange fee after free transactions increase with the shift to cassette-swap mode?

Move will align cash-handling business with global standards, clamp down on fakes, accounting discrepancies

Borrowers - small and large - can now seek a relook at their cases

The cautionary tale from the Block Inc debacle is that increasing digitisation of retail financial services in India has raised the threat levels of frauds

First-time customers are emerging as a huge catchment area for retail finance, but dangers lurk in the nooks and crannies

The crisis in global banking has unsettled the Indian start-up ecosystem and raised afresh the old question of overdependence on offshore investors

SVB now threatens the start-up ecosystem, which is already in the throes of a funding winter due to raising interest rates

According to Tracxn, which tracks start-up data, fund-raises by fintechs slowed in calendar 2022 to $5.65 billion, a drop of 47 per cent from the preceding year

The AA framework is creating a huge marketplace - based on customers' consent for sharing data - for all manner of financial vendors

Move the first after the introduction of scale-based supervision for NBFCs on October 1, 2022

Even as the central bank is drawing up taxonomy for this emerging business, the degree of awareness at bank board level could be the weakest link yet

The central bank's Department of Supervision sought this information over the past week, and the deadline for submission of large exposure was on Monday, informed a source

It makes sense to go for bank gold loans if customers are borrowing larger ticket sizes, like Rs 10 or Rs 15 lakh, and for a longer period

The details of the transition towards climate-change-related finance will require deft handling

The ATM will emerge as a remittances channels, enabling cash drops by customers and cash-outs by recipients of direct benefit transfers

The proposed financial registry will kill information asymmetry, and change the dynamics for every stakeholder in the economy for the better, reports Raghu Mohan

Using their imagination,new-age shadow banks have shown that their business model can fly

Fintechs' attitude towards governance has major implications