Retirement Finance

Retirement funds: Align equity-debt mix with risk appetite and horizon

Their risk-return profiles can vary widely. Equity-focused schemes may perform better in a bull market, while debt-oriented ones may offer greater stability during volatile periods

Corpus of Rs 65,00,000 ideal for retirement: ICICI Prudential survey

According to the findings of the study, a majority of people want to invest in annuity products as part of their retirement planning

How inadequate savings could jeopardise women's retirement planning

Not allocating adequately to equities, which can potentially beat inflation, is another error they must avoid

EPFO adds 1.69 mn new subscribers in August, a 14.4% rise YoY

Retirement fund body EPFO net added 16.94 lakh new subscribers in August 2022, registering a 14.4 per cent rise as compared to the year-ago period, according to official data. The provisional payroll data of the Employees' Provident Fund Organisation (EPFO) released on Thursday highlighted that of the total 16.94 lakh members added during August 2022, around 9.87 lakh have come under the ambit of the EPFO for the first time. Out of the 9.87 lakh new members added, approximately 58.32 per cent are from the age-group of 18-25 years. This age-group signifies a crucial stage for an individual's potential in terms of earning capacity and joining organised workforce in large numbers following their education. The data showed that during the month, approximately 7.07 lakh net members exited but rejoined EPFO by changing their jobs within the establishments covered by the EPFO and opted to transfer their funds from previous PF account to the current account instead of submitting claims for

EPFO adds 1.3 million subscribers in November 2021, clocks 38% YoY rise

Retirement fund body EPFO added 13.95 lakh subscribers on a net basis in November 2021, an increase of nearly 38 per cent compared to the year-ago period, according to the latest payroll data.

Time for women to play a proactive role in managing their family's finances

March 8 will be celebrated as International Women's Day. On this occasion, we've got three highly accomplished women from the corporate world to offer advice to their younger counterparts

Retirement is priority for just 18% of Indian investors, says study

About 78 per cent of Indian investors would lose trust in their adviser after one year of poor performance, as compared to 40 per cent of investors globally

Retirees worldwide may run out of money 10 years before they die: Report

From the US to Europe, Australia and Japan, retirement account balances aren't increasing fast enough to cover rising life expectancy

Reverse mortgage: Monetary succour for the elderly that failed to take off

Apart from the sentimental value attached to property, lack of product understanding and certain shortcomings have stifled this potential value-enhancer for India's senior citizens

Here are five easy steps to follow for a happy retired life

Apart from focusing on life goals such as owning a house or planning for child's higher education, make sure you accumulate adequate retirement corpus for a comfortable life post-retirement

Your choice: Save 1% of income for 30 years or retire just 3-6 months later

Waiting a few months has enormous perks no matter how much you make