Page 3 - National Pension Scheme
Purchase an annuity, but go for the right variant at the right age: Expert
Retirees may consider a few other products as well to generate a regular income after retirement
 "Purchase an annuity, but go for the right variant at the right age: Expert")
Govt reviewing proposal to allow workers to switch between EPS and NPS
Option for workers being reconsidered after reactions from employees and employers in recent meetings
 "Govt reviewing proposal to allow workers to switch between EPS and NPS")
NPS equity schemes deliver scanty returns, debt makes up for the losses
Five of the seven NPS schemes have underperformed the flagship multi-cap mutual fund (MF) schemes managed by their sister firms
 "NPS equity schemes deliver scanty returns, debt makes up for the losses")
Reliance Pension Fund exits NPS after Nippon Life increases stake in RNam
Reliance Capital Pension Fund has voluntarily offered back the license
 "Reliance Pension Fund exits NPS after Nippon Life increases stake in RNam")
Bigger retirement kitty for central govt employees along with tax benefits
Central government employees will now have the freedom to choose their pension fund managers
 "Bigger retirement kitty for central govt employees along with tax benefits")
Cabinet clears tax incentives for govt employees, hikes NPS contribution
Currently, the minimum employee contribution in NPS is 10 per cent of basic pay and an equal contribution is made by the government
 "Cabinet clears tax incentives for govt employees, hikes NPS contribution")
Govt contribution to National Pension Scheme raised to 14% of basic salary
Minimum employee contribution will, however, remain at 10 per cent
 "Govt contribution to National Pension Scheme raised to 14% of basic salary")
Planning to buy an annuity plan? Here's how you can choose the right one
It makes sense to have more aggressive instruments in your portfolio for improving income
 "Planning to buy an annuity plan? Here's how you can choose the right one")
Why has NPS allowed 75% equity allocation in active choice option?
National Pension Scheme already offered 75 per cent equity allocation under the auto-choice option
 "Why has NPS allowed 75% equity allocation in active choice option?")
PFRDA makes bank account, mobile number mandatory for NPS subscribers
PFRDA takes various initiatives from time to time in order to simplify and improve the operational issues in National Pension System
 "PFRDA makes bank account, mobile number mandatory for NPS subscribers")
Raise equity allocation if you have the risk appetite
PFRDA's proposal to raise equity exposure in the active-choice option of NPS will benefit young investors, provided they can stomach higher volatility
 "Raise equity allocation if you have the risk appetite")
Only investors below the age of 35 should shift from EPF to NPS
Among young investors, those with a high-risk appetite should do so; others should invest in both
 "Only investors below the age of 35 should shift from EPF to NPS")
NPS returns better than EPF but taxation plays spoilsport
However, taxation has played spoilsport despite double-digit returns
 "NPS returns better than EPF but taxation plays spoilsport")
