Credit Scores
TMSEp319: Parliament's winter session, IIT placement, markets, credit score
What does Parliament's winter session mean for you? Why are stock market players recruiting IIT graduates? Are the markets fully pricing in recession fears? What is credit score? All answers here
 "TMSEp319: Parliament's winter session, IIT placement, markets, credit score")
What is credit score? Why is it important?
A credit card can come in handy for small purchases on credit. And if you are carrying one, it is crucial that you have a good credit score. But, what exactly is the concept of credit score?
 "What is credit score? Why is it important?")
Bessemer Venture leads $3.5 mn seed round for SaaS billing start-up Zenskar
Zenskar's flexible billing platform enables SaaS firms to handle usage-based pricing, subscriptions, nuanced discounts, credits, custom currencies, prepaid, post-paid, and ramp deals
 "Bessemer Venture leads $3.5 mn seed round for SaaS billing start-up Zenskar")
HDFC Bank may introduce credit scores for third-party vendors
Latest Reserve Bank of India data showed that in 2021-22, frauds to the tune of Rs 60,414 crore were reported, down 56.28 per cent from Rs 1.38 trillion in 2020-21
 "HDFC Bank may introduce credit scores for third-party vendors")
How to make the most of RBI's new customer-friendly credit card rules
Some smart tweaking of the billing cycle will give you more time to settle without having to pay any interest; set spending limits where necessary
 "How to make the most of RBI's new customer-friendly credit card rules")
Debt cut strategies useful for borrowers but they come at a cost
Loan restructuring and moratorium increase interest outgo
 "Debt cut strategies useful for borrowers but they come at a cost")
Facing credit card woes amid pandemic? Look for lower-cost credit options
Defaulting on card dues could restrict access to credit in future
 "Facing credit card woes amid pandemic? Look for lower-cost credit options")
Kunal Shah's CRED aims for revenue through new product launches
Company backed by Sequoia Capital helps credit card users earn rewards for paying their bills
 "Kunal Shah's CRED aims for revenue through new product launches")
FM warns banks against trusting credit scores of loan seekers 'blindly'
The FM told the top bank executives to listen to the concerns of branch-level staff
 "FM warns banks against trusting credit scores of loan seekers 'blindly'")
Planning to take a personal loan? Existing loans impact borrowing capacity
Your credit score and the company you work for also have an effect
 "Planning to take a personal loan? Existing loans impact borrowing capacity")
Bad credit score: Millennials spawning next wave of NPAs for banks?
The number of millennials opting for a new loan grew 58 per cent as against a 14 per cent growth in the non-millennial segment
 "Bad credit score: Millennials spawning next wave of NPAs for banks?")
Only 15% population in metro aware of credit scores: Suvery
According to the survey, only 11% of the polled people have ever obtained their credit reports from any credit bureau
 "Only 15% population in metro aware of credit scores: Suvery")
