Page 3 - Investment

HDFC Top 200 to Reliance Growth, here is a list of the top wealth creating funds

The long-term track record of some leading ones confirms that high-quality equity funds can generate massive wealth for patient investors

Free lounge access, movie tickets and more: Credit cards offer benefits but don't miss the caveats

Analyse your spending pattern and go with a card that complements it

Penny-wise and pound-forgetful

Investors often make that extra effort to chase an additional basis point of return but tend to ignore forgotten parts of their wealth

Home gym in your budget

Setting it up isn't that expensive. It also provides the advantage of working out at your convenience

Bavla, Ahmedabad: Offers good growth prospects

Readers' Corner: General Insurance

Control your Diwali splurge

If you have already gone overboard, increase your savings over the next three to four months

Mid-caps: The way ahead

Gold bonds will score over ETFs

Invest in these for the long term; a Fed rate hike and an import duty cut by the government could trigger a correction in the next few months

Gift cards now come loaded with features

You can choose the type, make different kinds of transactions and even sell them

Getting justice in cyber crime is difficult

The onus is on the customer to prove that the bank is at fault

From cloning to ATM passwords, learn how to save yourself from debit card frauds

With cyber criminals becoming savvier by the day, learning how to safeguard yourself is imperative

Loan deals for your festive purchase

Households prefer bonds

Retail investors aren't nimble enough to book profits by investing in debt funds

A strong case for long-term FDs

Banks are offering similar interest rates for short and long-term deposits; the latter is preferable for safe returns

File a consumer case jointly for faster relief

Ensure all of you have a common grievance; new national forum verdict loosens rule

Security breach: Don't ignore banks' advice to change ATM PIN

Leakage of data from ATM due to compromise of systems could lead to fraudulent withdrawal from your account

Realty check

Small savings schemes are still attractive

For longer tenure products, they offer higher returns compared to other instruments. But for shorter tenures, things are getting tighter for investors

Get rewarded for good behaviour

Banks and insurers are beginning to reward customers who show exemplary conduct with lower prices and penalise those who behave poorly by imposing higher costs