Page 11 - Investment
'Buyers beware' remains the mantra for PMS investors
Portfolio management services offer an exclusive and customised product to the well-heeled but the latter need to be on guard while investing in these
 "'Buyers beware' remains the mantra for PMS investors")
 "Case study")
 "Realty check: Budget - Rs 50 lakh-1 crore")
Private players struggle to catch up with LIC in group business
A conservative investment approach and stranglehold on public sector business have allowed the state giant to stay far ahead in this segment
 "Private players struggle to catch up with LIC in group business")
Stay invested but be ready to book profits
Reduce exposure if uncomfortable with current valuations
 "Stay invested but be ready to book profits")
Identifying the next boom town
Tier-II cities offer attractive investment opportunities but place your bets only on those you can easily monitor and where there's visible growth
 "Identifying the next boom town")
Can only the rich do social good? Not really
Some innovative organisations let you donate small amounts for social good and empower the recipients
 "Readers' Corner: Life Insurance")
Small-ticket loans made easy
While start-ups are making it easier to borrow, one needs to choose carefully
 "Small-ticket loans made easy")
Contrarian calls to tide over volatile markets
Have conviction in your bets and use stop-loss as a defence mechanism to curtail losses
 "Contrarian calls to tide over volatile markets")
Return of premium term plans can be avoided
You will be better off buying a plain- vanilla term plan, which costs less, and invest the balance in MFs
 "Return of premium term plans can be avoided")
New home insurance plans are much better
Insurers cover the house on market value, and not on construction cost. They also don't insist on bills when giving the policy
 "New home insurance plans are much better")
Tightrope walk for next RBI governor
Managing Brexit, inflation and banking reforms, along with the political environment, will be tough
Combi plans for those with no cover
Life-cum-health plans don't allow customisation. Separate term, health plans can provide higher coverage
 "Combi plans for those with no cover")
 "Case study")
 "Realty check: Budget - Rs 30-50 lakh")
Simple steps to resolve procedural tangles
Many people struggle to claim or liquidate investments and insurance policies due to procedural issues. Follow these well-defined rules
 "Simple steps to resolve procedural tangles")
Problems for NRIs remitting salary to India
Interest on NRE accounts is tax-free, but the I-T department creates hurdles to tax these accounts
Make a classic investment
But do it for the love of owning such a vehicle because there is no guarantee of return on the money spent
 "Make a classic investment")
