OPD Cover

A ransomware attack on the AIIMS Delhi server halted day-to-day activities including OPD registrations and blood sample reports at the hospital today

The policy specifically mentioned treatment for oesophageal manometry as one of the exceptions for which the claim would be covered even if taken as an outpatient

Most of these ailments are treated on outpatient basis, so just a hospitalisation cover won't suffice

An outpatient will be charged GST for medicines and consumables bought that were prescribed in the course of providing health care services

Before you buy it, make sure the policy is not overly restrictive

If OPD coverage is built into a policy, or is offered as a rider, the limit will be specified

Households with young children, older parents may opt for health policies with in-built OPD feature