Gross NPAs

Says lessons for India have not changed, banking sector should remain mindful of duration risk and credit risk, which then includes concentration risk

In March 2021, the GNPAs for SCBs were at 7.5 per cent of the total outstanding loans

Stress test show banks capable of absorbing shocks without capital infusion

Gross NPA slips to 5%; regulator flags slippages from recast accounts

Net NPA reduced to Rs 2,700.29 crore in Q2FY23 from Rs 3,854.33 crore as on Q2FY22 and from Rs 3,103.82 crore as on Q1FY23

Post-tax profit of public sector UCO Bank increased 145 per cent at Rs 504.52 crore during the second quarter of the current fiscal against Rs 205.4 crore in the similar previous similar period. The Kolkata-based lender said in a regulatory filing that the operating profit of the bank during the quarter decreased to Rs 1,190 crore as compared to Rs 1,334.2 crore in the previous similar period. Domestic revenues of the bank during the second quarter stood at Rs 4,794.76 crore while international revenues stood at Rs 170.08 crore. The capital adequacy ratio of the bank at the end of the second quarter stood at 14.02 per cent, registering a marginal decline from 14.31 per cent in the corresponding previous period. The Gross NPA of the lender declined to 6.58 per cent at the end of the second quarter from 8.98 per cent, while the net NPA stood at 1.99 per cent from 3.37 per cent in the previous similar period. UCO bank restructured MSME accounts 25,255 with an outstanding amount of Rs

NII up 19.1% to Rs 1,762 crore, other income rises 24% to Rs 610 crore

May even touch decadal low of 4% by March 2024; MSMEs remain vulnerable with one-fourth of recast accounts likely to turn NPAs

Interest income in the June quarter rose 9.5% to Rs 8,181.77 cr as compared to the year-ago period

Even though the gross non-performing assets (GNPA) of scheduled commercial banks in India has hit a six year low of 5.9 per cent in FY22, it can improve further, said CARE Ratings in a report

"It is observed that the said ratio for India compared adversely with those of US, UK and China, and information in respect of Japan is not available," the minister said

Credit growth showing signs of recovery, says RBI report

The current level of NPAs masks the actual pain due to restructuring done under regulatory packages, both in 2020 and this year

The elephant in Indian banking has already become nimble-footed. Its new boss, Dinesh Khara, needs to choreograph the steps for its dance

The rating agency has upgraded its FY21 credit growth estimates to 6.9 per cent from 1.8 per cent

The lender has made provisioning to the tune of Rs 1,068 crore in Q3FY21, of which Rs 1,000 crore is covid-related

Banks will have to brace for a rollback of regulatory forbearance that was announced in the wake of Covid-19, and enhance their capital positions, the RBI said

Not keen on infusing funds into NBFC, to unlock value created by subsidiaries

Proforma net NPA ratio at 2.08 per cent indicates a reversal in easing of asset quality trend

The gross NPAs ratio of Indian banks is likely to be 11-11.5% by end of this fiscal and they are likely to restructure 4 to 5 per cent of the overall bank credit outstanding, according to Care Rating