Why FD rates are changing
Fixed deposit rates in June
- The highest offering by the bank is 6.60 per cent and 7.10 per cent for a tenure of 15 months to 21 months for general customers and senior citizens, respectively.
- The shortest tenure bank offer is 7- 14 days with rates of 2.75 and 3.75 per cent for general customers and senior citizens, respectively.
- The longest tenure is 5 years 1 day to 10 years with rates of 6.15 and 6.65 per cent for general customers and senior citizens, respectively.
Tenor Bucket | < 3 Crore | |
Interest Rate (per annum) | **Senior Citizen Rates (per annum) | |
7 - 14 days | 2.75% | 3.25% |
15 - 29 days | 2.75% | 3.25% |
30 - 45 days | 3.25% | 3.75% |
46 - 60 days | 4.25% | 4.75% |
61 - 89 days | 4.25% | 4.75% |
90 days < = 6 months | 4.25% | 4.75% |
6 months 1 days < = 9 months | 5.50% | 6.00% |
9 months 1 day to < 1 year | 5.75% | 6.25% |
1 year to < 15 months | 6.25% | 6.75% |
15 months to < 18 months | 6.60% | 7.10% |
18 months to < 21 months | 6.60% | 7.10% |
21 months - 2 years | 6.45% | 6.95% |
2 Years 1 day to < 2 Year 11 Months | 6.45% | 6.95% |
2 Years 11 Months - 35 Months | 6.45% | 6.95% |
2 Years 11 Months 1 day < = 3 Year | 6.45% | 6.95% |
3 Years 1 day to < 4 Years 7 Months | 6.40% | 6.90% |
4 Year 7 Months - 55 months | 6.40% | 6.90% |
4 Year 7 Months 1 day < = 5 Years | 6.40% | 6.90% |
5 Years 1 day - 10 Years | 6.15% | 6.65% |
- The highest offering by the bank is 6.6 per cent and 7.1 per cent for a tenure of 444 days for general customers and senior citizens, respectively.
- The shortest tenure bank offer is 7-45 days with rates of 3.5 and 4 per cent for general customers and senior citizens, respectively.
- The longest tenure is 5 years to above 10 years with rates of 6.5 and 7 per cent for general customers and senior citizens, respectively.
Term Deposits (All Maturities) | Rate of Interest (% p.a.) | |
General | Senior Citizen | |
7 Days to 45 Days | 3.5 | 4 |
46 Days to 90 Days | 4.5 | 5 |
91 Days to 179 Days | 4.75 | 5.25 |
180 Days to 269 Days | 5.75 | 6.25 |
270 Days to less than 1 Year | 6 | 6.5 |
1 Year & above to 1 year 3 months Only | 6.5 | 7 |
444 Days | 6.6 | 7.1 |
Above 1 Year 3 months to less than 2 Years | 6.5 | 7 |
2 Years & above to less than 3 Years | 6.5 | 7 |
3 Years & above to less than 5 Years | 6.5 | 7 |
5 Years & above to 10 Years | 6.5 | 7 |
- The highest offering by the bank is 6.6 per cent and 7.25 per cent for a tenure of 15 months to less than 2 years for general customers and 5 years to 10 years’ tenure for senior citizens, respectively.
- The shortest tenure bank offer is 7-14 days with rates of 3 and 3.5 per cent for general customers and senior citizens, respectively.
- The longest tenure is 5 years to 10 years with rates of 6.5 and 7.25 per cent for general customers and senior citizens, respectively.
Maturity Period | Less than ₹ 3 Cr | Less than ₹ 3 Cr |
7 - 14 days | 3 | 3.5 |
15 - 29 days | 3 | 3.5 |
30 - 45 days | 3.25 | 3.75 |
46 - 60 days | 4 | 4.5 |
61 days - 87 days | 4 | 4.5 |
88 days - 3 months 24 days | 4.5 | 5 |
3 months 25 days < 4 months | 4.5 | 5 |
4 months < 6 months | 4.5 | 5 |
6 months < 9 months | 5.5 | 6 |
9 months < 1 year | 5.75 | 6.25 |
1 year - 1 year 10 days | 6.25 | 6.75 |
1 year 11 days < 13 months | 6.25 | 6.75 |
13 months < 15 months | 6.25 | 6.75 |
15 months < 18 months | 6.6 | 7.1 |
18 Months < 2 years | 6.6 | 7.1 |
2 years < 3 years | 6.5 | 7 |
3 years < 5 years | 6.5 | 7 |
5 years to 10 years | 6.5 | 7.25 |
- The highest offering by the bank is 6.9 per cent on a tenure of 444 days for general customers and 7.4 per cent for senior citizens on the same.
- The shortest tenure bank offer is 7- 14 days with rates of 2.8 and 3.3 per cent for general customers and senior citizens, respectively.
- The longest tenure is above 5 years with rates of 6 per cent and 6.5 per cent for general customers and senior citizens, respectively.
Maturity Period | Revised w.e.f 09.06.2025 |
Rate (% per annum ) | |
7 days to 14 days | 2.8 |
15 days to 29 days | 2.8 |
30 days to 45 days | 3 |
46 days to 90 days | 3.25 |
91 days to 120 days | 3.5 |
121 days to 180 days | 3.85 |
181 days to less than 9 months | 4.5 |
9 months to less than 1 year | 4.75 |
1 year | 6.1 |
Above 1 year to less than 2 years (Except 444 & 555 Days) | 6.6 |
444 Days | 6.9 |
555 Days | 6.8 |
2 years to less than 3 years | 6.4 |
3 years to less than 5 years | 6.25 |
5 year | 6 |
Above 5 years | 6 |
- The highest offering by the bank is 6.6 per cent and 7.10 per cent for a tenure of 391 days to 29 months for general customers and senior citizens, respectively.
- The shortest tenure bank offer is 7-14 days with rates of 2.75 and 3.25 per cent for general customers and senior citizens, respectively.
- The longest tenure is between 5 years to 10 years rates of 6.25 and 6.75 per cent for general customers and senior citizens, respectively.
Maturity Periods - Premature Withdrawal Allowed | Regular | Senior Citizens |
7 - 14 Days | 2.75% | 3. |
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