The government must continue to own a few big banks to address market failures.
Increase of 12.1 per cent clocked in two days is the highest gains posted by the index in almost a year
The lender was helped by a surge in net interest income
Provisions and contingencies of the lender increased 12 per cent year on year
Among the pack, mighty banks such as HDFC Bank and ICICI Bank are expected to outperform their peers, analysts say.
India Inc could make a re-entry into commercial banking - 40 years after the last round of bank nationalisation in 1980
Yes Bank was rescued by the Reserve Bank of India in March
Strong growth is expected to counter the likely asset quality issues
While stress at an overall level is low, delinquencies in small ticket segment have moved up
Ownership of banks by corporate or industrial groups: What is the need?
The growth, though, will be muted at 5-6 per cent due to asset quality concerns, funding issues and competition from banks.
Private banks have possibly been lending mainly to lower-rated companies
The RBI committee has recommended doing away with one size fits all approach to private banks' ownership
The bank has witnessed the highest ever disbursement in the mortgage portfolio in October
NII jumps 15 per cent as provisions fall 4 per cent, shows BS analysis of 17 listed private lenders
Markets do not view banks with low capital favourably and offer funds at a higher rate, says study done independently.
Several of these banks were placed under the Prompt Corrective Action (PCA) framework of additional regulator scrutiny but this does not seem to have stemmed the rot
While Dhanlaxmi Bank faces governance issues similar to those in Lakshmi Vilas Bank, the financial profile of the Kerala-based bank is better.
Fitch Ratings said private sector banks, with stronger loss-absorption buffers, are likely to gain market share from their state-owned peers in the medium term
Indian private banks have had a decade of strong growth, reflected in much higher loan CAGR of 19.6%