Pmjdy

Only 8.2% of 463 million Jan Dhan accounts are zero balance: RBI report

81.2% were operative as of August 2022, up from 76% in 2017

PMJDY accounts hit 462.5 mn in eight yrs, deposits reach Rs 1.73 trillion

However, there was a decline in operative accounts as a percentage of the total, from 85.6% in August 2021 to 81.2% in August 2022

Sitharaman urges full vaccination for economy, industry to work normally

Calls for more private sector participation in extending reach of govt schemes to rural India

Statsguru: Where flagship welfare schemes of Modi govt stand after 7 years

Business Standard looks at eight key schemes of this government

Gap between PMJDY scheme beneficiaries and RuPay cards issued widens

RuPay, operated by the National Payments Corpo­ra­tion of India (NPCI), is India's homegrown card network

Small finance banks lag in opening Jan Dhan Yojana accounts in Odisha

This is despite their strong branch network and plans to expand retail banking operations; PSB lead race, accounting for 70% of such accounts opened in the state

Sumita Kale: Time to move beyond the numbers game

Jan-Dhan Yojana has made a significant contribution in changing the paradigm of financial inclusion in India. The focus should now shift to the challenges ahead and how financial inclusion can play a coordinating role between stakeholders

58 lakh pensioners bank accounts to come under PMJDY

Move is being seen as a part of the Centre's plan of bringing all subsidies and welfare schemes under the DBT

Four-point strategy to expedite PMJDY coverage in Odisha

The aim is to cover 750 SSAs that have so far been left out, ensuring they have access to uninterrupted services

Sumita Kale: Jan-Dhan not perfect, but its progress is laudable

The government scheme has a long way to go before its ultimate goals of universal financial inclusion and financial literacy are achieved. Yet by raising awareness and providing access to the full range of financial services in rural India, it has taken big steps forward

Few overdrafts, fewer insurance claims

Of the 215 million new accounts opened, only 1.8 million have availed of overdraft facilities

Last-mile connectivity a bane for Jan Dhan scheme

Only 47 per cent of the people with PMJDY accounts have received their RuPay debit cards, while these have been issued to 85 per cent of the beneficiaries

Duplication of accounts under Jan Dhan Yojna on rise: Survey

MicroSave has been following the progress of PMJDY through three waves (rounds) of surveys