Page 20 - Loans

Barring auto, even retail loans see spike in bad loans: Report

The educational loans portfolio grew 6.13% but the quantum of NPAs shot up to 11% from 8.09%

Want a loan? Here's how your phone data, utility bills can make it easier

New customers or existing ones seeking better credit scores can go through this process

Small-ticket loans made easy

While start-ups are making it easier to borrow, one needs to choose carefully

Lending to friends and family can be risky

Verify the purpose of borrowing and make other members part of the loan, if possible. Maintain a loan agreement for tax purposes

PM Modi to launch scheme for loans to SC/STs, women on April 5

SC/ST and women entrepreneurs who avail loan would be given a RuPay Debit Card for withdrawal, besides support like pre-loan training, facilitating loan, factoring, marketing

Consumer loans become cheaper as banks adopt new rate formula

RBI had asked banks to price fixed rate loans of up to three years based on marginal cost of funds from April 1

Sell assets of guarantors if firms don't repay loans: Govt to banks

Gross NPAs of PSBs rose to Rs 3.61 lakh cr while that of private lenders were at Rs 39,859 cr at the end of Dec'15