Page 7 - Home Loans

Home loan rate hike: Beat the rise with balance transfer and prepayment

Shift to a home loan provider offering a lower interest rate; use bonuses, other windfalls to reduce principal outstanding

Opt for home loan balance transfer or prepay to counter rising rates

Depositors should invest in short-duration fixed deposits now so that they can roll them over at higher rates in the near future

Avoid over-leveraging with loan against property: All you need to know

While interest rates are more attractive than in a personal loan, don't overlook the risk of losing your property if you default on your EMIs

Home loans may grow 17-19% in FY19 on affordability, govt push: Icra

Overall asset quality indicators for all housing finance firms remained stable with gross NPAs of 1.1% for FY18

A snapshot of home loan charges by different banks

Here's how the home loan fees and terms of top banks and NBFCs stand

Home, car loans to get expensive as SBI, ICICI, PNB, Axis Bank hike rates

Lending majors on Thursday hiked their Marginal Cost of Funds-based Lending Rate (MCLR) by 0.10-to-0.20 per cent, making home and car and other loans expensive.

Shun expensive insurance policies sold with home loans

You will be much better off buying the required plans directly from life and general insurers

Look at effective interest rate on home loan offers

Availing of ICICI Bank's cashback offer will mean you lose the flexibility to switch or prepay the loan

Home loans need a more stable benchmark

Household Finance Committee provides suggestions on how participation of households can be enhanced

The deceit and loot in home loans

The RBI has been eager to help banks loot their customers for over a decade now

Should you take a home loan from a bank or an NBFC?

You would find NBFCs more willing to lend even if you have a poor credit score

Home loans set to get cheaper as RBI cuts provisions, risk weights

To spur war among lenders to grab existing loans

HDFC, Indiabulls Housing take on SBI, ICICI with home loan rate cuts

HDFC is offering 8.65% to women borrowers for loans up to Rs 75 lakh, and 8.7% to other borrowers

Banks cut lending rates: How home-loan borrowers will benefit

A slight revision of 50 bps point can increase eligibility for new borrowers

Loan up to Rs 70,000 for homeless, mud houses dwellers

This would be over and above the grant of Rs 1.30 lakh per person to be provided by the Centre under the PMAY