Home Insurance

Buy comprehensive home insurance, with add-ons, for all-round protection

A standard policy is simpler and makes premium comparison across insurers easier

Planning to buy an insurance policy? Here is what you need to know

There are three main components of an insurance policy: premium, sum assured and deductibles

Home insurance policy: Buyers, now get ready for structural audit

Fortify yourself further by purchasing adequate insurance cover for the building and its contents

Before choosing home insurance, check reconstruction cost: Analysts

Only then can one arrive at an appropriate sum insured

Concealing material fact can lead to rejection

When truthful answers are not given, it constitutes a breach of good faith, entitling the insurer to treat the policy as void

A snapshot of home insurance premiums offered by various firms with details

Here is how the home insurance premiums offered by various insurance companies stack up

A snapshot of home insurance premiums offered by various companies

Here is how the home insurance premium rates offered by various companies stack up

A snapshot of home insurance premiums offered by various companies

Here is how the home insurance premiums offered by various companies stack up

A snapshot of home insurance offered by various companies with details

Here's how the home insurance premiums offered by various firm stack up

A snapshot of home insurance rates offered by various firms with details

Here is how the home insurance premiums charged by various companies stack up

A snapshot of premiums on home insurance cover offered by top players

Here are the premium rates for top eight insurers offering home cover of Rs 1-crore structure, plus Rs 25 lakh on contents

Tips to protecting your home and hearth against natural calamities

When buying a home insurance cover, opt for reinstatement value as the sum insured

Transferring inherited assets to become rightful owner can be cumbersome

The beneficiary needs to ensure that the property records are mutated to clearly establish ownership

Why third party damage cover is essential in your home insurance policy

Some home insurance covers offer this cover as part of the main policy, while in case of some it has to be purchased as an add-on

Include bank locker in home insurance

Since banks won't compensate customers for loss of goods in locker, onus is on you to safeguard them

New home insurance plans are much better

Insurers cover the house on market value, and not on construction cost. They also don't insist on bills when giving the policy

After life, health policies, buy home insurance

With natural and man-made calamities posing a risk to your home, it makes sense to buy home insurance