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Hdfc Home Loan Rates

HDFC Ltd hikes home loan rates by 25 basis points effective March 1

However, lender has a limited period festive season offer, under which borrowers with credit scores of 760 and above can get home loans at 8.7% till March 31

HDFC Ltd hikes home loan rates by 25 basis points effective March 1
Updated On : 28 Feb 2023 | 8:05 PM IST

How have the home loan EMIs changed since RBI's repo rate hike in May 2022?

The deposit and lending rates are directly proportional to the repo rate, and they generally go up if the benchmark rate is hiked

How have the home loan EMIs changed since RBI's repo rate hike in May 2022?
Updated On : 10 Feb 2023 | 2:12 PM IST

HDFC raises home loan rates by 35 bps, effective from December 20

With this rate hike, HDFC has now passed on the entire rate hike done by the six-member monetary policy committee (MPC) of the Reserve Bank of India (RBI) to the borrowers

HDFC raises home loan rates by 35 bps, effective from December 20
Updated On : 19 Dec 2022 | 10:16 PM IST

SBI, HDFC offer discounted home loans at 8.40% as part of festive sales

Despite rising interest rates, leading home loan players SBI and HDFC have announced discounted interest rates beginning at 8.40 per cent as part of their festive offerings. SBI in a statement said that its home loan book has topped the Rs 6 lakh crore mark, a first in the industry. The leading lender said it is offering up to 25 bps discount on interest rate to new home loan borrowers, making the entry level rate at 8.40 per cent and the offer will run up to January 31, 2023. The largest pure-play mortgage player HDFC, which is awaiting its merger with its banking subsidiary HDFC Bank, said it's also offering discounted interest rates to new borrowers to the tune of 20 bps or at 8.40 per cent. According to HDFC website, the festive offer is valid up to November 30, and the low rate will be applicable to those borrowers who have a minimum credit score of 750. Leading banks and mortgage players have increased their lending rates by up to 0.50 percentage point after the Reserve Bank

SBI, HDFC offer discounted home loans at 8.40% as part of festive sales
Updated On : 12 Oct 2022 | 10:23 PM IST

Rising interest rates won't impact housing demand: HDFC chairman Parekh

A home loan is for a long tenor and during this period there are bound to be both upward and downward interest rate cycles, he said

Rising interest rates won't impact housing demand: HDFC chairman Parekh
Updated On : 01 Jul 2022 | 12:34 AM IST

Repo rate hike impact: HDFC raises home loan rate by 50 bps effective today

Effectively, now home loan rates of the lender would start from 7.55 per cent

Repo rate hike impact: HDFC raises home loan rate by 50 bps effective today
Updated On : 10 Jun 2022 | 2:07 PM IST

HDFC Bank launches spot home loan offer; available on WhatsApp in 2 minutes

Mortgage lender HDFC on Tuesday launched a spot offer on WhatsApp to provide an in-principle home loan approval for buyers within 2 minutes. HDFC's Spot Offer on WhatsApp' is a platform that will enable prospective borrowers to get an in-principle home loan approval instantly, the lender said in a statement. All that the users have to do is initiate a conversation on HDFC's WhatsApp number (+91 9867000000) and provide some basic information, in a few clicks through a guided conversational flow, it said. On basis of the information keyed in by the customer, a provisional home loan offer letter is generated instantaneously. The home loan spot offer facility can be availed 24x7, it said, adding there is no waiting time' for the home loan approval letter. This facility is available to salaried resident Indians. "We at HDFC have been focusing and investing on digital transformation for better customer experience and engagement. Demand for housing in India continues to remain extremely

HDFC Bank launches spot home loan offer; available on WhatsApp in 2 minutes
Updated On : 17 May 2022 | 4:07 PM IST

India Post Payments Bank teams up with HDFC for offering home loans

A Memorandum of Understanding (MoU) on the strategic alliance was signed between IPPB and HDFC Ltd on Monday.

India Post Payments Bank teams up with HDFC for offering home loans
Updated On : 26 Oct 2021 | 1:20 PM IST

HDFC launches festive offer; cuts home loan interest rate to 6.7%

Customers can avail of new home loans starting at an interest rate of 6.70 per cent per annum, irrespective of the loan amount or employment category

HDFC launches festive offer; cuts home loan interest rate to 6.7%
Updated On : 22 Sep 2021 | 3:26 AM IST

HDFC, LIC Hsg: Stick to sound HFCs as SBI cuts home loan rate, say analysts

Low home loan rates by banks could put large players in an advantageous position over smaller non-bank players, believe analysts

HDFC, LIC Hsg: Stick to sound HFCs as SBI cuts home loan rate, say analysts
Updated On : 04 Mar 2021 | 1:17 AM IST

HDFC hikes retail prime lending rate by up to 20 basis points to 16.35%

HDFC's standalone profit was Rs 56.7 billion, a major jump from Rs 17 billion in the previous year's December quarter

HDFC hikes retail prime lending rate by up to 20 basis points to 16.35%
Updated On : 10 Apr 2018 | 1:41 AM IST

HDFC too matches SBI, ICICI's home loan rates at 8.35%

In HDFC, new rates are applicable up to limit of Rs 30 lakh

HDFC too matches SBI, ICICI's home loan rates at 8.35%
Updated On : 16 May 2017 | 9:15 AM IST