Gross Npas
US bank crisis will have little impact on India: CEA V Anantha Nageswaran
Says lessons for India have not changed, banking sector should remain mindful of duration risk and credit risk, which then includes concentration risk
 "US bank crisis will have little impact on India: CEA V Anantha Nageswaran")
Statsguru: Six charts explain banking sector revival amid rising rates
In March 2021, the GNPAs for SCBs were at 7.5 per cent of the total outstanding loans
 "Statsguru: Six charts explain banking sector revival amid rising rates")
Banks' net NPA ratio at 10-yr low, GNPAs continue downward journey: RBI
Stress test show banks capable of absorbing shocks without capital infusion
 "Banks' net NPA ratio at 10-yr low, GNPAs continue downward journey: RBI")
Banks' balance sheet grows in double digits after 7 years: RBI report
Gross NPA slips to 5%; regulator flags slippages from recast accounts
 "Banks' balance sheet grows in double digits after 7 years: RBI report")
UCO Bank net profit up 145% at Rs 504 cr in July-September quarter
Net NPA reduced to Rs 2,700.29 crore in Q2FY23 from Rs 3,854.33 crore as on Q2FY22 and from Rs 3,103.82 crore as on Q1FY23
 "UCO Bank net profit up 145% at Rs 504 cr in July-September quarter")
UCO Bank Q2 net rises 145% to Rs 504 crore, gross NPA declines to 6.58%
Post-tax profit of public sector UCO Bank increased 145 per cent at Rs 504.52 crore during the second quarter of the current fiscal against Rs 205.4 crore in the similar previous similar period. The Kolkata-based lender said in a regulatory filing that the operating profit of the bank during the quarter decreased to Rs 1,190 crore as compared to Rs 1,334.2 crore in the previous similar period. Domestic revenues of the bank during the second quarter stood at Rs 4,794.76 crore while international revenues stood at Rs 170.08 crore. The capital adequacy ratio of the bank at the end of the second quarter stood at 14.02 per cent, registering a marginal decline from 14.31 per cent in the corresponding previous period. The Gross NPA of the lender declined to 6.58 per cent at the end of the second quarter from 8.98 per cent, while the net NPA stood at 1.99 per cent from 3.37 per cent in the previous similar period. UCO bank restructured MSME accounts 25,255 with an outstanding amount of Rs
 "UCO Bank Q2 net rises 145% to Rs 504 crore, gross NPA declines to 6.58%")
Federal Bank posts highest-ever quarterly profit; up 53% over last year
NII up 19.1% to Rs 1,762 crore, other income rises 24% to Rs 610 crore
 "Federal Bank posts highest-ever quarterly profit; up 53% over last year")
Bank NPAs loans may drop to 5% by March 2023 on economic rebound: Crisil
May even touch decadal low of 4% by March 2024; MSMEs remain vulnerable with one-fourth of recast accounts likely to turn NPAs
 "Bank NPAs loans may drop to 5% by March 2023 on economic rebound: Crisil")
IndusInd Bank net profit jumps 61% to Rs 1,631 cr in June quarter
Interest income in the June quarter rose 9.5% to Rs 8,181.77 cr as compared to the year-ago period
 "IndusInd Bank net profit jumps 61% to Rs 1,631 cr in June quarter")
Banks' gross NPA at 5.9%, a 6-year low, likely to improve: CARE Ratings
Even though the gross non-performing assets (GNPA) of scheduled commercial banks in India has hit a six year low of 5.9 per cent in FY22, it can improve further, said CARE Ratings in a report
'NPAs down to Rs 7.7 trn due to transparent recognition of stressed assets'
"It is observed that the said ratio for India compared adversely with those of US, UK and China, and information in respect of Japan is not available," the minister said
 "'NPAs down to Rs 7.7 trn due to transparent recognition of stressed assets'")
Bank NPAs ease to nearly six-year low: RBI Trends & Progress report
Credit growth showing signs of recovery, says RBI report
 "Bank NPAs ease to nearly six-year low: RBI Trends & Progress report")
Retail and MSMEs likely to see rise in slippages, say bankers
The current level of NPAs masks the actual pain due to restructuring done under regulatory packages, both in 2020 and this year
 "Retail and MSMEs likely to see rise in slippages, say bankers")
The road ahead for State Bank of India
The elephant in Indian banking has already become nimble-footed. Its new boss, Dinesh Khara, needs to choreograph the steps for its dance
 "The road ahead for State Bank of India")
India Ratings upgrades outlook on banking sector to 'stable' for FY22
The rating agency has upgraded its FY21 credit growth estimates to 6.9 per cent from 1.8 per cent
 "India Ratings upgrades outlook on banking sector to 'stable' for FY22")
Bandhan Bank's Q3 net profit down 13.5% on higher Covid provisioning
The lender has made provisioning to the tune of Rs 1,068 crore in Q3FY21, of which Rs 1,000 crore is covid-related
 "Bandhan Bank's Q3 net profit down 13.5% on higher Covid provisioning")
Banks' gross NPAs may rise to 13.5% by Sept: Financial stability report
Banks will have to brace for a rollback of regulatory forbearance that was announced in the wake of Covid-19, and enhance their capital positions, the RBI said
 "Banks' gross NPAs may rise to 13.5% by Sept: Financial stability report")
Govt evaluating options to sell two subsidiaries of IFCI in revival bid
Not keen on infusing funds into NBFC, to unlock value created by subsidiaries
 "Govt evaluating options to sell two subsidiaries of IFCI in revival bid")
SBI's attractive asset quality needs to be viewed with a sharp lens
Proforma net NPA ratio at 2.08 per cent indicates a reversal in easing of asset quality trend
 "SBI's attractive asset quality needs to be viewed with a sharp lens")
Gross NPAs of banks may jump to 11.5% by end of FY21: Care Rating
The gross NPAs ratio of Indian banks is likely to be 11-11.5% by end of this fiscal and they are likely to restructure 4 to 5 per cent of the overall bank credit outstanding, according to Care Rating
 "Gross NPAs of banks may jump to 11.5% by end of FY21: Care Rating")
