Page 3 - Gnpas

Federal Bank posts best ever quarterly net profit, up 59% at Rs 477 cr

Lower provisioning boosts bottom line; operating profit down 7.74% in Q4FY21 to Rs 885 cr

Suryoday SFB IPO elicits mixed reaction from analysts; here's why

Analysts covering the Suryoday SFB IPO share mixed views and are split between high valuations and good return ratios

Alacrity in structure a must for takeover of bad loans: Mehta of Yes Bank

Urges three-pillared base consisting of ARCs, AMCs and AIFs to attract investors into this space, without which process could lose credibility

Yes Bank at 'peak' of asset quality stress; has 'many positives': CEO

Yes Bank has reached the "peak" of asset quality stress after reporting heightened challenges in Dec quarter earnings, even though there can be a jump in the GNPA ratio in March quarter

Bandhan Bank sinks 11% in 2 days on disappointing December quarter results

Bandhan Bank reported a sharp deterioration in asset quality trends with pro-forma gross non-performing assets (GNPA) ratio increasing to 7.1 per cent

What FM Sitharaman may and may not do in her promised 'never-before' Budget

Wish lists are routine as the govt prepares its annual Budget. But its finances are stretched and the pandemic isn't over. Akash Podishetty lists what the FM could announce in the Budget on Feb 1

India Inc's big boys: Share of large borrowers on banks' books decline

However, large advances in the SMA-0 (special mention accounts) category registered a quantum jump (155.6 per cent) over the previous quarter and 245.6 per cent over March 2020 levels

Bank asset quality may see sharp deterioration post-moratorium: RBI

Says banks will have to adapt and adjust to the rapidly evolving economic landscape and entry of niche players and emerging financial technologies

Indian Bank Q2 net at Rs 412 crore versus Rs 1,755 cr loss a year ago

Lender expect credit growth to be 8-10 % this fiscal

Covid-driven loan recast to take GNPAs to 11.5% by March: CARE report

Care Ratings expects 4-5 per cent of the existing loans to be stressed and opt for restructurings through the course of the year

BOI Q1FY21 pre-tax profit up 271% to Rs 1,332 cr on higher other income

Lower provisions support the better Q1 show; net profit up almost 3.5x to Rs 843 cr

More strong recovery steps like Anil Ambani group in order: YES Bank

Bank says will dispose properties in many other cases as well, but does not elaborate on borrowers against whom such action is underway

ICICI Bank June quarter net profit up 36.2 per cent to Rs 2,599 crore

To offload 4% stake in ICICI Securities. Made Covid-19 related provisions of Rs 5,550 cr in the quarter

India saw nearly Rs 25,000-cr wilful defaulter cases even before lockdown

Nationwide lockdown to contain the pandemic may force more business to default on loans, say analysts

ESAF Small Finance Bank Q4 PBT up 42% at Rs 74 cr, income rises 32%

Full-year PBT doubles to Rs 256.26 crore from Rs 127.18 crore

CRISIL downgrades PNB Housing Finance's deposits rating to 'AA+' from 'AAA'

PNB Housing's fund-raising ability has remained intact over the last 6-9 months and it is continuing to maintain high on-balance liquidity.

Bank of India posts Q3 PBT of Rs 119 cr after Rs 6,700 cr loss a year ago

Net interest income up 24% to Rs 4,118 cr; GNPAs at same level as last year

Credit supply to commercial sector slows to multi-year low of 8.1%: Sidbi

The report said lending to micro, small and medium enterprises has increased for smaller borrowing size and lower duration borrowers, it said

Slowdown effect on the credit growth of lenders: Explained in seven charts

On the profitability front, public sector banks profitability ratios were muted because of weak credit growth as well as slow resolution of bad assets.

Credit portfolio of large borrowers shrinks, GNPAs decline: FSR report

For majority of the sectors, average risk weight (loan exposure of banks) has declined between March and September 2019