Borrow Emis
How have the home loan EMIs changed since RBI's repo rate hike in May 2022?
The deposit and lending rates are directly proportional to the repo rate, and they generally go up if the benchmark rate is hiked
 "How have the home loan EMIs changed since RBI's repo rate hike in May 2022?")
Updated On : 10 Feb 2023 | 2:12 PM IST
Life after moratorium, for banks and borrowers
There are enough filters in the Covid-19 loan restructuring scheme to prevent misuse, but is it a tool to delay the growth in banks' bad loans? We will know after two years
 "Life after moratorium, for banks and borrowers")
Updated On : 06 Sep 2020 | 10:12 PM IST
'Pay when you stay', 'EMI waiver': LICHF's plan offers relief to borrowers
But you need to stay for the entire period of the loan to get this benefit
 "'Pay when you stay', 'EMI waiver': LICHF's plan offers relief to borrowers")
Updated On : 24 Jan 2020 | 12:51 AM IST
Borrow with margin of safety, EMIs shouldn't exceed 35% of net income
Self-employed borrowers' EMIs should not exceed 35 per cent of their net income and they should also create a contingency fund to deal with income volatility
 "Borrow with margin of safety, EMIs shouldn't exceed 35% of net income")
Updated On : 12 Apr 2018 | 6:41 AM IST
