It is easiest to claim refund while filing returns. But if you have not done so, use Form 30

How to claim tax refunds

Business Standard

Tax-filing rules have changed and the due date is fast approaching. Heres a last-minute guide to filing returns

How to file your tax returns

They will help reduce investment risk and ensure consistent review of your portfolio

Why you need financial advisors

Avoiding the PSU component of major market indices is one of the safest ways to beat index returns

Retail investors should stay out of PSU disinvestment

A bounce in Chinese GDP could precede a turnaround in metal prices

Watch out for global metal markets, Chinese economy

Get a tax deduction on sale of commercial property. Heres how

Save taxes on  property sale

Five issues to look at before you switch insurers

Port your health insurance policy with ease

Unlike actively managed funds, index funds eliminate fund manager risk

Risk-averse should take the index fund route

Senior citizens with a regular income can be more aggressive in terms of equity investments

Smart strategies for your retirement kitty

Dollar earners will benefit due to weak rupee, but don't buy any IT stock

Fallout of Infy's positive numbers

If you fall short of money to fund your child's higher education or marriage, use amounts earmarked for other goals of lesser priority

Never dip into retirement funds for other needs

Every Monday, Business Standard analyses one family's finances and suggests a suitable way forward

Case study

My application for a four-wheeler loan was rejected, stating I was in the defaulters' list. Whereas, this is the first time I have applied for a loan. How should I go about this problem?First, enquire with the bank to understand the reason for rejection and ensure the correct details were entered by the bank while obtaining your credit information report (CIR). Try getting a copy of your credit report from the bank.Independently, it is recommended that you get a copy of your CIR prior to applying for any future credit or loan, from a credit information company (CIC). The CIR contains detailed information of your credit history, including identity information, credit accounts, loans, payments and recent enquiries. After you receive a copy of your CIR, compare the report with the one obtained by the bank. If both versions contain the reference to the default, approach the respective bank/ financial institution or contact the respective CIC to rectify this, providing adequate documentary

Readers' Corner: Mohan Jayaraman

The western side of Pune is advantageously connected to the expressway which allows easy and speedy access to Mumbai. It also has the major Information Technology (IT) Parks of Hinjewadi, Baner and Aundh in the neighbourhood, while also offering great connectivity to the industrial pockets of Chakan, Pimpri Chinchwad Municipal Corporation and Talegaon. Apart from these economic drivers, Pune's western side is high on serenity and natural beauty, which obviously contributes to its popularity among home buyers.Pune's western corridor has a very healthy demand for housing. This demand is driven both by the local industries and investors from Mumbai who are purchasing residential housing in this corridor. The key industries which have witnessed consistent and accelerating growth in the western parts of Pune are IT, education and manufacturing. Retail is also beginning to take off convincingly. The growth of IT and manufacturing industries is robust in the western region and demand for hous

Pune's 'queen of the suburbs'

The Supreme Court has specified the law in this regard in all the different circumstances possible

Cancellation and insurer liability

Smokers and drinkers pay very high premium for insurance. Medical tests are rigorous for those above 45

The two costly habits to quit now

With job growth in the US, traders will actually start looking at India-specific data and the picture isn't pretty

Will the party end?

Even if your only source of income is salary and the tax has been deducted at source, you need to file returns

How to file I-T returns

Will the strained builder-buyer relationship change after the legislation is implemented?

Decoding the real estate Bill

The difference between low-value PSUs and high-value private banks may grow

Bank licence will improve valuation of the listed parent

Use a mix of instruments that will beat both the wholesale and consumer price indices

Page 58 - Investment