Page 5 - Investment

Readers' Corner: Mutual Funds

Insurer is liable for delayed decision

Failure to communicate the rejection on policy revival application within 15 days would mean approval

Overdraft against salary is cheaper

Short-term loans from NBFCs can be more convenient but come at higher cost

Focus on product quality, not on offers

Expect lucrative deals from a variety of companies this festival season, but read the fine print carefully before buying anything

Taking loans to repay card dues is not smart

Use credit cards with discretion and try to generate a net monthly surplus to avoid falling into a debt trap

Buy property in resale market to eliminate risk of delay

Read the investor-developer agreement carefully before signing the cheque

For moderate Pre-paid users, Rs 999 recharge hits the sweet spot

Risky to bet on IPOs in rising markets

History suggests that new issue pricing in bull markets is aggressive and investors should exercise caution

Counter-cyclical calls by funds

Many fund managers are betting on higher tourism flow and manufacturing in mid-cap space

Work towards achieving financial bliss

Couples need to sit down together, develop financial goals, and work systematically towards achieving them

Do you have enough health cover?

You need to revise the sum insured periodically to keep pace with medical inflation

Sector funds: You can take the lump sum route

While SIPs work for all kinds of schemes, this route can maximise returns in certain sector funds

Stay financially fit after 60

After retirement, the pressure on finances increases in the absence of regular income. Here are a few suggestions to ensure a smooth post-retirement life

Go only for finished flats till May 2017

After coming into effect, the Real Estate Regulation Act will ensure that developers are unable to take home buyers for a ride

Vanagaram, Chennai: Driven by IT, ITeS workforce

Readers' Corner: Life Insurance

Amitabh Chaudhry, managing director & chief executive officer, HDFC Life, answers your questions

Run SIP for a decade to reap rich rewards

Keep an eye on the fintech space

Investors cannot afford to ignore the disruption that will impact a wide range of sectors Investors cannot afford to ignore the disruption that will impact a wide range of sectors

Use credit card with discretion this festive season

While it is a convenient mode of payment, it is not an efficient way of borrowing. Repay your dues fully every month if you decide to use it

Profit from discounts in closed-end funds

They are sometimes available on the exchanges at a discount of 30-40 per cent to their net asset value