Page 34 - Investment

Online mutual fund platforms are fast and convenient

They also take care of your other hassles such as fulfilling Know Your Customer and changing bank accounts

Are you down with start-up fever?

It is risky for individual investors to invest directly in start-ups. Check the promoter team, understand the business and look for an exit route, before deciding on a plunge

Services to make your travel cheaper

Look for suggestions on apps and websites on how to cut costs when holidaying

Use PF to purchase, repair, alter a house

Not advisable to touch retirement corpus if property is being purchased for investment. If there is excess amount, return it within a month

Case study

Business Standard analyses one family's finances and suggests a way forward

Too many schemes will spoil the returns

Even for a huge corpus of Rs 4-5 cr, financial planners recommend only 20 MF schemes

Realty check

Banking: Jairam Sridharan

I used an ATM counter of another bank to withdraw money

Case study

Business Standard analyses one family's finances and suggests a way forward

Tipping point

Can mobile numbers be retained if you change the service provider?

Bank liable for procedural delays in payment of pension

Transfer of the pension account while holding back the relevant information relating to the account would constitute a deficiency in service

Seller should keep the deal transparent: Rupankar Mahanta

Interview with Travel blogger, photographer, and employee of a public sector firm

Monetising a timeshare membership

If unable to use the accumulated holidays, here's what you can do

Benefits of lower crude oil prices

Low fuel prices to help oil marketing and refining sectors but upstream players will stay under pressure

Aadhaar can subsume all identities: Guru Malladi

Interview with Partner, EY

Is Aadhaar enough?

It will take some more time for the Aadhaar card to gain full legitimacy, though it seems wise even now to arm yourself with one. For investment-related transactions, a PAN is also required, for now

When a project is declared illegal

There is nothing one can do, except approaching a court

How will payments banks help you?

Unbanked customers can expect easier access to banking, while those who have bank accounts can look forward to further innovations in payment space

Mistakes to avoid when filing I-T returns

Don't forget to include interest earned on investments and also declare those exempt from tax

Yuan devaluation: Lessons for India

A weaker rupee might stimulate Indian exports and nullify some of the effects of Chinese devaluation