Page 28 - Investment

Case study

Realty check

Tax-saving strategies for latecomers

Government has enhanced limits for various deductions and introduced new instruments. Know these to reduce tax liability

Get ready for debt funds

With four rate cuts this year and more to come, moving your money from short-term to long-term debt funds could be fruitful

Readers' Corner: Taxation

Kuldip Kumar, partner and leader, personal tax, PwC India, answers your questions

Billionaires, too, overspend on their credit cards

Keep your cool in tough times

Markets tend to misjudge situations and that creates an opportunity for traders or investors

Improve your credit score before applying for a home loan

If it doesn't meet a bank's cut-off limit, you could be denied a loan. Here are ways to improve this vital number

Case study

Strategy indices: Only for seasoned investors

Experienced retail investors can use smart exchange-traded funds, based on these

Mathikere, Bengaluru: Infrastructure problems exist but connectivity is good

Readers' Corner: Banking

Rajiv Anand, Group Executive and Head, retail banking, Axis Bank, answers your questions

Taking insurance firm by 'storm'

There need not be a storm, but if storm-like conditions exist, a claim would be payable

Property abroad back on investors' radar

Assets are available at good valuations, but one should check taxation, eligibility conditions and exchange control laws before investing

There's value in online refurbished goods

Price arbitrage for popular products is low but some of these platforms are worth a look for decent deals

Slow, systematic investment

Don't put the housekeeping money into equity. Park only savings that need not be touched for many years

Understanding offers from financial firms

Read the numbers carefully because no one can offer a credit card at zero cost or give a loan at a simple interest of 9%

Why bonds are better than physical gold

Annual interest, absence of making charges make bonds attractive

Don't focus on event-based investing

Stock market investors can use the opportunity to buy or sell, but MF investors can't follow this strategy

Case study

Business Standard analyses one family's finances and suggests a way forward