Page 27 - Investment

Planning a round-the-world trip?

Plan ahead, book early and travel over land as much as possible to save on costs

Readers' Corner: Mutual Funds

Will new base rate calculation help borrowers?

Gift an 'experience' this wedding season

There are websites offering activities you can pay for as gifts to family, friends or colleagues

Public sector banks will recover if there is economic growth

Government should also allow them to run business on commercial lines

Mistakes to avoid on receiving lump sum amount

Don't run up credit card bills or modify your goals. Before spending, calculate the tax you would need to pay on it

No rate cut is good news for depositors

Use this window to lock into bank FDs; unless govt cuts small savings rates, banks may not cut deposit rates

Inflation-indexation bonds work in high inflation

Selling them might be tough because of low liquidity. Look at accrual funds for fresh investments from portfolio diversification point of view

Case study

Garia, Kolkata: Demand boost with improvement in connectivity, affordable prices

Navigating through the digital banking space

Banks, e-tailers and third-party independent companies are coming up with interesting options for customers

Index rejig and your stocks

When a stock enters a benchmark index, buy fast or wait for the frenzied buying to pass. But when it exits, the decision has to be more nuanced

For a truly peaceful retired life

Developers are coming up with societies specifically designed for senior citizens. One can live there after turning 55

Readers' Corner: Life Insurance

In certain cases, insurers need to pay only depreciated value

The Income Tax Act provides for 15 per cent depreciation for plant, machinery and motor vehicles

Fair value still some time away

Experts have divergent views on where the market is headed; overall, it looks like the process of paring high expectations will continue

Reposition FMPs in your portfolio

While it no longer offers the same short-term advantage, it is still a good product for the medium term

An improved traditional plan

Bharti AXA's Invest Once is a single-premium product targeted towards the youth

Review your health cover every 3 years, at least

As a recent report shows, health care costs are rising exponentially and most people are under-insured

When you should look at international funds

Experts say investors must consider these for geographical diversification, hedging currency or for exposure to stocks not available in India