Page 25 - Investment

Tax-free bonds give better returns than tax-saving FDs

The higher the tax bracket, the better the yields for these instruments

Unhappy 2015 for investors

Market experts believe investors won't be dissapointed if they stick around for another 18-24 months

Case study

Taxation: Kuldip Kumar

Primarily caters to affluent, mid-income buyers

Situated on the banks of the Adyar river, this micro-market is becoming a cosmopolitan neighbourhood close to the city's IT and industrial hubs

Section 54: Money-launderer's delight

Section 54 provides a tax-free method to convert unaccounted money into accounted money

Insurance as an estate planning tool

Nomination is critical, as it cannot be disputed. The biggest benefit is the tax advantage

Bargain hunting possible in 2016

Look for safe stocks in a non-cyclical sector to arrive at a reasonable valuation and act

Fancy foreign education? Be doubly sure

The recent deportation cases in the US should convince prospective students to conduct a proper due-diligence

Planning to buy a car now?

If you plan to sell it in three to five years, go for a January-manufactured vehicle as it will fetch better resale value

Don't fret about large-cap performance too much

Most funds have taken a hit due to a bad year. Investors should be selective and look at performance over a decade

Good time to buy property for end use

Investors should wait for six months to see where the market is headed

RBI's rate diktat cuts both ways

If you opt for MCLR, be ready for frequent rise or fall in EMI or tenure

A sector worth watching

Pharma stocks are expensive but could provide steady growth

Case study

Business Standard analyses one family's finances and suggests a way forward

Realty check: Budget - Rs 50 lakh to 1 crore

If you are looking at buying real estate and your budget falls within this range, an idea about prevailing rates would come handy

Readers' Corner: Mutual Funds

Consumer courts can't ignore basics

A proper notice is mandatory; uploading of the cause list on the website is not sufficient notice

Good time to invest in commercial property

Demand will be strong as companies expand due to improving business sentiment. It is a good option for regular cash flow, as it offers higher rental yields than residential property

Happily ever after, financially

What newly-weds could do to smoothly integrate their incomes, expenses, financial values and risk appetites