Page 21 - Investment

Bank liable for lost title deeds

Govt banks will continue to bleed

If 70% of the commercial banking space is struggling, growth will be hit as well

Readers' Corner: General Insurance

How to rent a safe deposit locker

NBFCs have been permitted to offer locker facility, but this facility is not regulated by RBI. So, do proper due diligence before choosing the right entity to open your locker

Lock in your investments in small savings schemes

The next revision will make the rates similar to those of bank FDs

Identity theft? Flag it immediately

Fraudsters use someone else's identity to apply for loans and do not repay it

Seven ways to survive the stock market downturn

Here are seven tips to not only help you survive this downturn but also come up trumps in the long run

Not too late to plan your taxes

Equity-linked savings scheme, PPF and Sukanya Samriddhi Yojana are recommended instruments. Getting health and life insurance should be the first priority if you have dependants

How to salvage your foreign holiday

Tweak your travel plans to save on costs in a weaker rupee scenario

Case study

Realty check

Budget: Rs 2.5-3 crore

GDP data led to some confusion

However, quality could improve over long term as more people search for multiple data sources

Investing in IPOs through Asba is convenient, saves time

However, you might face some initial hurdles if you have an account with a bank not designated to offer this

Will tax simplification actually happen?

The government has become used to accounting for TDS as its income even though it knows a significant portion needs to be returned as refund

Debt Counselling: Kuldip Kumar

My company is sending me to the US for a three-year project. Will I be considered a non-resident Indian for this period? Should I file taxes in the US and in India?

A better tool to evaluate funds

Rolling returns help understand a scheme's performance in different market conditions

Is the yellow metal at an inflexion point?

Gold has risen sharply due to rising risk aversion, but there remains a question mark on whether its current rally will sustain

Save for retirement and enjoy tax benefit, too

New retirement schemes from MFs offer Section 80C benefit but locks in your money for five years

Set limits on your debit card to prevent fraud

Will also be a check on overspending, especially on those given to children

Case study

Business Standard analyses one family's finances and suggests a way forward