Page 20 - Investment

Hotspot: NH-24, National Capital Region

Developing fast as an affordable housing corridor

Original builder responsible for completion of housing project

Builder can't escape liability by merely assigning development rights to another developer

Contain downside risk using value funds

If you have a long-term horizon, allocate 10-15 per cent to these funds, as they offer stability and risk-adjusted returns

No additional charge on digital payments

Immediate benefit will be in petrol payments, booking rail tickets

Cost-cutting tips for entrepreneurs

To reduce infrastructure costs, buy online, use cloud-based services for HR and telephony services, and rent office space as and when required

Realty check: Budget- Rs 3-3.5 crore

Case study

Readers' Corner: Mutual Fund

The right questions before picking a high-value term plan

The rack rate of premia is seldom going to be the amount that the insurance company charges even the fittest of persons

Positive surprises will trigger buying

With no bullish build-up to the Budget, bears may have already discounted the negatives

Five ways to improve your household budget

Today, when the nation's attention is on the Union Budget, take a moment to consider ways to improve your finances

Financial planners' fees should match your needs

For someone with limited assets, it does not really make sense to opt for an advisor who will charge you for personalised services. For the wealthy, either asset-based or a flat fee works out better

Gift a house on which capital gains benefit has been claimed

If a close relative who gets the property sells it within 3 years of purchase, the original owner will lose the tax break

Fixed maturity plans are riskier, but offer better returns

However, investors should put in money only if they are willing to stay for the entire tenure of the instrument

Pick the right tax-saving fund

What you should consider before choosing an ELSS

Time to change meaningless income-tax exemptions

Many exemptions make little sense, such as a monthly exemption of Rs 100 for college education and Rs 300 for hostel fees

Case study

Opportunity for homebuyers

A slow market is a boon for end-users, if you make sensible use of developers' predicament and price trends

Should you invest in credit opportunity funds?

Before you rush out to put in your money, understand the risks they carry

Dadar, Mumbai: Benefits of central location, excellent connectivity

Dadar has historically proven so popular that the market itself is near saturation point in terms of residential property