Page 19 - Investment
 "Case study")
 "Realty check: Budget- Rs 30-50 lakh")
Align financial needs with your child's career
If your child opts for an offbeat career, getting a loan might be difficult
 "Align financial needs with your child's career")
Cost is important, but so is advice
Sebi is pushing investors towards direct plans, but only the astute investor should choose these
 "Cost is important, but so is advice")
Re-adjustment in pharma, FMCG?
Distress in these sectors will lead to some changes in valuations
Planning for homecoming
NRIs returning to India need to carefully manage the financial aspects of their shift
 "Planning for homecoming")
Tax planning: Time to rush
If your employer's deadline has passed, you can still claim deductions while filing income-tax returns
 "Tax planning: Time to rush")
 "Case study")
Prices likely to appreciate 5-10% in a year
Hotspot: Jakkur, Bengaluru
Insurer should reimburse a stock exchange for broker defaults
Trade Guarantee Fund can be used for meeting commitments, obligations and liabilities to clearing house
Rate cuts are not a panacea for all ills
Strong focus on the banking sector and plenty of on-the-ground reforms are also required
Five tricks builders won't be able to pull off
Homebuyers stand to benefit from the approval of the real estate Bill
 "Five tricks builders won't be able to pull off")
New options for saving capital gains tax
By investing Rs 50 lakh in a start-up directly or indirectly, you can optimise your tax savings
 "New options for saving capital gains tax")
Investors might give gold bonds a miss
These are perfect for those who used to buy gold in physical form
 "Investors might give gold bonds a miss")
Buy women-specific products only if they offer value
Instead of blindly opting for products that have the 'woman' tag in their names, compare them with gender-neutral products and then decide
 "Buy women-specific products only if they offer value")
Case study
Business Standard analyses one family's finances and suggests a way forward
 "Case study")
Nothing much to cheer about
Whether it is retirement savings or expenses, there will be some additional burden from the Union Budget. On the positive side, the FM has addressed tax-related bottlenecks
 "Nothing much to cheer about")
Readers' Corner: Life Insurance
Amitabh Chaudhry, managing director and CEO at HDFC Life, answers your questions
