Page 17 - Investment

Online real estate deals require offline research

You can save a couple of percentage points by buying online but it needs to be backed by a lot of legwork

Case study

Readers' Corner: General Insurance

Magadi Road, Bengaluru: Good potential for future residential development

Accident compensation paid to workmen can be reimbursed

Many options for buying insurance policies

Agents provide personalised services, whereas online aggregators offer cheaper plans but might not help in claims settlement

Is long-term investing a myth?

The passive SIP-based index investor will always lose if long-term inflation and low index returns persist

Foreign e-commerce sites can be cheap but risky

Be extra careful while using credit cards because there is a risk of misuse

Filing tax returns on time has benefits

You can carry forward losses and revise the returns umpteen times in case of mistakes

Start investing in balanced MFs

These funds contain volatility better but might not beat the market during a bull run

Deduction on home loans: How helpful is it?

It has been announced for a year. If you borrow with spouse, this limit doesn't come into picture

Dividend-paying firms offering decent yields will remain attractive

Despite higher tax outgo, dividend still a major factor in buy decisions

Annuity works only for conservative investors

Retirees have better options that offer liquidity, better returns and are more tax-efficient

Have you been served an I-T notice?

Notice can be served between 6 months and 6 years. For concealment of income, it can be longer

Are some of the new features in your health plan worth paying for?

While the benefits offered by the new-generation products are alluring, choose a plan that offers features you may actually need in the future

EPF and NPS: A checklist

Use a combination of the two options without which sufficient corpus can't be assured

Make interest rate calculations transparent

After life, health policies, buy home insurance

With natural and man-made calamities posing a risk to your home, it makes sense to buy home insurance

All you need to know about the Employee Provident Fund

EPF has traditionally been the only tool for Indians, especially the salaried class, to save for their retirement corpus.

New motor premia in FY17

Rise in third-party premium and service tax will lead to an increase of 25-40% in total premium