Business Standard

NSE incentives to boost ETFs

Start small, and if the idea generates returns, one can step up investment later

Treat strategy-based ETFs as thematic funds

Image via Shutterstock

How to avoid TDS on your investments

Use Forms 15G or 15H, depending on age, to avoid tax deduction at source if you don't have taxable income

Premature withdrawal now possible in Sukanya Samriddhi Yojana

Govt has removed many possible hurdles that investors could have faced after enrolling for the scheme

Sukanya scheme attractive even without tax benefit

India has 198,000 dollar millionaires: Study

US-focused funds seem to have lost steam in the recent past. While the three-year category average compounded annual return of these funds, which have garnered assets under management (AUM) worth Rs. 1,186.21 crore, is a handsome 16.09 per cent, the return over the past year has shrunk to a dismal -2.31 per cent. Financial experts, however, suggest that investors should stay invested in these funds for the long haul.The outlook for the US equity markets has turned negative in the short-term. The primary reason for this is US Fed policy. With the US economic recovery turning out to be less robust than anticipated, the Fed has climbed down on its earlier guidance of four rate hikes and has now settled for two. The Fed is also concerned about the weak state of the global economy. Due to this change of stance, portfolio flows are now moving out of US equities and into bonds, gold and emerging markets, resulting in the current bout of underperformance.Indian investors who have invested in U

Don't pull out of US funds yet

Cut down on credit card expenses

The Reserve Bank of India's latest data indicate that spending per card is rising steadily - something that consumers should worry about

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Business Standard analyses one family's finances and suggests a way forward

Case study

Realty check

Business Standard brings you a snapshot of average current rates and unit sizes in localities that offer property in the price range of Rs 1.5-2 crore

It's easy to say investors should focus on fundamentals but this risk can have a significant and lasting impactPolitical risk is a factor that is hard to judge. There are countless examples of apparently solid investments which have gone bust because of unforeseen or mis-assessed political risks. Going forward, this could be a very serious factor for the global economy through 2016.Political risk, region by region, is high at the moment. From an Indian perspective, domestic political risks are high and only some of these are being discounted. First, the long-awaited Goods & Services Tax (GST) is very unlikely to go through within this Lok Sabha term.Parliament remains in logjam and GST must be passed in both Houses separately. It is a constitutional Bill, affecting Centre-state relations. The ruling Bharatiya Janata Party (BJP) does not have the numbers in the Rajya Sabha. GST implementation would be chaotic for about a year. It would also be an embarrassment for the government if

Political risk to markets?

Gold products are displayed for sale at a shop in Hanoi. Photo: Reuters

Look at gold bonds or gold monetisation scheme instead of buying physical gold

Akshay Tritiya: Have your cake and eat it too

Health insurance premium is calculated on the basis of the age of the customer

Health insurance: Ashish Mehrotra

Get the right cover when travelling abroad

Read the fine print carefully because even a policy with a high sum assured may have sub-limits

Ignorance shouldn't lead to claim rejection

Follow the criteria laid down by insurance companies to ensure that your claim gets honoured

MFs gain from rebound in banking stocks

Actively managed ones give better returns in an emerging economy

Index funds right match for risk-averse investors

BFSI sector is a top target for cybercrime

Next time you get an email from the Income Tax (I-T) department stating that the department wants to refund you some money, don't be delighted - be cautious. In all likelihood it's a message from cyber criminals trying to trick you into revealing banking details.Taking a note of such cyber frauds, the Income Tax department have sought help from the country's premier cyber security agency, Indian Computer Emergency Response Team (CERT-In), to block these hackers lurking in the e-world. The department is particularly worried after taxpayers recently brought to its notice certain emails which have very cleverly spoofed the department's identity by using almost resembling addresses to cheat gullible taxpayers. Email spoofing helps them change their email address to any that they wish. In some cases, victims received emails from the noreply@incometaxindia.gov.in."There's a rise in such emails lately and they are often sent during the tax filing months," says Amit Jaju, executive director, f

Be wary of fake I-T refund emails

Shift smart and cheaper, too

Opt for a reputed packer and mover. For new address proof, sign the rent agreement quickly

Make the most of this annual windfall

Bonus payouts for the year have begun. We offer you a plan for making judicious use of this bonanza

Jaipur, 258 km from Delhi, is one of the fastest-growing business cities of this region

Ajmer Road, Jaipur: Likely to see increased activity due to proposed SEZ

Amitabh Chaudhry, chief executive officer at HDFC Life, answers your questions

Readers' Corner: Life Insurance

Kishan Cold Storage, a partnership firm, used to charge farmers to preserve their foodstuff

Page 15 - Investment